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Single Family ResidenceResidential
$395,399$385 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 39How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

644 SPRUCE ST

RED CLIFF, CO 81649
3
Beds
1
Baths
1,026 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1915
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$395K
$156K low$635K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$771 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$9,110 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,060
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$50
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$6,990
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$145,760

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyEagle
Lot (acres)The size of the land the home sits on, from county records.0.11
HeatingThe type of heating system in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 108 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Homestake Peak SchoolB
Middle · Grades KG–8 · 9.4 mi
E
Red Sandstone Elementary SchoolC
Elementary · Grades KG–5 · 9.5 mi
H
Battle Mountain High SchoolB-
High · Grades 9–12 · 14.8 mi

District: Eagle County School District Re 50

Neighborhood · ZIP 81649These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.140
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.86

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.243
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,680
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,936
Average tempThe average temperature here across a full year.33°F
Annual precipHow much rain and melted snow falls here in a typical year.26 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.71%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

644 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Eagle County
  • Costs less per square foot than 93% of homes in Eagle County
  • Smaller than 80% of homes in Eagle County
  • Among the oldest homes in Eagle County

What homes are worth in Red Cliff 81649

Each bar is how many homes fall in that price range. The marker is this home.

This home
$248K$1.9M

This home is worth more than 21% of homes in Red Cliff 81649.

How it measures up in Red Cliff 81649

The dot is this home. The mark in the middle is the typical home in Red Cliff 81649.

Estimated value$395,399
CheaperTypical $629,573Pricier

Pricier than 21% of homes nearby

Price per ft²$385
CheaperTypical $474Pricier

Pricier than 33% of homes nearby

Living area1,026 ft²
SmallerTypical 1,391 ft²Bigger

Bigger than 27% of homes nearby

Lot size0.11 ac
SmallerTypical 0.12 acBigger

Bigger than 49% of homes nearby

Year built1915
OlderTypical 1960Newer

Newer than 26% of homes nearby

How 644 Spruce St ranks against every home in each area.
MeasureThis homeRed Cliff 81649Eagle County
Estimated valuepricier than$395,39921% of homes4% of homes
Price per ft²pricier than$38533% of homes7% of homes
Living areabigger than1,026 ft²27% of homes20% of homes
Lot sizebigger than0.11 ac49% of homes51% of homes
Year builtnewer than191526% of homesalmost no homes

About 644 Spruce St

How much is 644 Spruce St, Red Cliff, CO worth?

The TopHap Estimate for 644 Spruce St, Red Cliff, CO is $395,399 as of Sep 24, 2026. The likely range is $155,812 to $634,986. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 644 Spruce St, Red Cliff, CO?

644 Spruce St, Red Cliff, CO has 3 bedrooms, 1 bathrooms, 1,026 square feet of living space and a 0.11-acre lot.

When was 644 Spruce St, Red Cliff, CO built?

644 Spruce St, Red Cliff, CO was built in 1915, making it 111 years old. The building has 1 story.

What schools serve 644 Spruce St, Red Cliff, CO?

644 Spruce St, Red Cliff, CO is assigned to Homestake Peak School (middle), rated B; Red Sandstone Elementary School (elementary), rated C; Battle Mountain High School (high), rated B-. All sit in Eagle County School District Re 50. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 644 Spruce St, Red Cliff, CO compare to other homes in Red Cliff 81649?

Among the 191 homes in Red Cliff 81649, it is worth more than 21% of them ($395,399 against a typical $629,573), its price per square foot is higher than 33% of them ($385 against a typical $474), it is bigger than 27% of them (1,026 ft² against a typical 1,391 ft²), its lot is bigger than 49% of them (0.11 ac against a typical 0.12 ac) and it is newer than 26% of them (1915 against a typical 1960). Measured against all of Eagle County, it is worth more than 4% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 644 Spruce St, Red Cliff, CO?

The 2025 property tax bill for 644 Spruce St, Red Cliff, CO was $771. The county assessed it at $9,110.

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