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Single Family ResidenceResidential
$375,739$165 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

64433 HARTWAY RD

RAY, MI 48096
1.5
Baths
2,282 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.07 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$376K
$329K low$423K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$275,739
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$220,591
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.25%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
ROCKET MORTGAGE LLC · recorded Dec 7, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,902 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$153,600 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$146,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$307,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMACOMB
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
Lot (acres)The size of the land the home sits on, from county records.2.07
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Armada Middle SchoolB-
Middle · Grades 6–8 · 5.5 mi
E
Orville C Krause Elementary SchoolA-
Elementary · Grades PK–5 · 5.5 mi
H
Armada High SchoolA-
High · Grades 9–12 · 5.7 mi

District: Armada Area Schools

Neighborhood · ZIP 48096These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.24

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.3,798
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.104 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$113,937
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$129,747
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

64433 Hartway Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Macomb County
  • Costs less per square foot than 88% of homes in Ray 48096
  • Bigger than 85% of homes in Macomb County
  • Has a bigger lot than 95% of homes in Macomb County

What homes are worth in Ray 48096

Each bar is how many homes fall in that price range. The marker is this home.

This home
$160K$972K

This home is worth more than 44% of homes in Ray 48096.

How it measures up in Ray 48096

The dot is this home. The mark in the middle is the typical home in Ray 48096.

Estimated value$375,739
CheaperTypical $408,079Pricier

Pricier than 44% of homes nearby

Price per ft²$165
CheaperTypical $215Pricier

Pricier than 12% of homes nearby

Living area2,282 ft²
SmallerTypical 1,871 ft²Bigger

Bigger than 69% of homes nearby

Lot size2.07 ac
SmallerTypical 2.52 acBigger

Bigger than 37% of homes nearby

Year built1974
OlderTypical 1983Newer

Newer than 40% of homes nearby

How 64433 Hartway Rd ranks against every home in each area.
MeasureThis homeRay 48096Macomb County
Estimated valuepricier than$375,73944% of homes76% of homes
Price per ft²pricier than$16512% of homes37% of homes
Living areabigger than2,282 ft²69% of homes85% of homes
Lot sizebigger than2.07 ac37% of homes95% of homes
Year builtnewer than197440% of homes53% of homes

About 64433 Hartway Rd

How much is 64433 Hartway Rd, Ray, MI worth?

The TopHap Estimate for 64433 Hartway Rd, Ray, MI is $375,739 as of Jul 14, 2026. The likely range is $328,895 to $422,583. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 64433 Hartway Rd, Ray, MI last sell?

64433 Hartway Rd, Ray, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 64433 Hartway Rd, Ray, MI?

64433 Hartway Rd, Ray, MI has 1.5 bathrooms, 2,282 square feet of living space and a 2.07-acre lot.

When was 64433 Hartway Rd, Ray, MI built?

64433 Hartway Rd, Ray, MI was built in 1974, making it 52 years old. It is a ranch home. The building has 1 story.

What schools serve 64433 Hartway Rd, Ray, MI?

64433 Hartway Rd, Ray, MI is assigned to Armada Middle School (middle), rated B-; Orville C Krause Elementary School (elementary), rated A-; Armada High School (high), rated A-. All sit in Armada Area Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 64433 Hartway Rd, Ray, MI compare to other homes in Ray 48096?

Among the 1,469 homes in Ray 48096, it is worth more than 44% of them ($375,739 against a typical $408,079), its price per square foot is higher than 12% of them ($165 against a typical $215), it is bigger than 69% of them (2,282 ft² against a typical 1,871 ft²), its lot is bigger than 37% of them (2.07 ac against a typical 2.52 ac) and it is newer than 40% of them (1974 against a typical 1983). Measured against all of Macomb County, it is worth more than 76% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 64433 Hartway Rd, Ray, MI?

The 2025 property tax bill for 64433 Hartway Rd, Ray, MI was $2,902. The county assessed it at $153,600.

Closest homes

More homes in Ray 48096

Assigned schools

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