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Single Family ResidentialResidential
$170,722$100 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

645 3RD ST

OSCEOLA, MO 64776
0
Baths
1,700 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1920
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$171K
$153K low$189K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,471 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$20,900 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$20,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$81,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
StyleThe architectural style of the home, such as ranch or colonial.Tlog Home
CountySt. Clair
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Osceola Jr.-Sr. High SchoolD+
Middle · Grades 7–12 · 2.0 mi
E
Osceola Elementary SchoolB+
Elementary · Grades PK–6 · 2.0 mi

District: Osceola School District

Neighborhood · ZIP 64776These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.73%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.4,210
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.15 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$45,406
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$57,833
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 3rd St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 83% of homes in Osceola 64776
  • Bigger than 79% of homes in Osceola 64776
  • Older than 89% of homes in Osceola 64776

What homes are worth in Osceola 64776

Each bar is how many homes fall in that price range. The marker is this home.

This home
$29K$642K

This home is worth more than 41% of homes in Osceola 64776.

How it measures up in Osceola 64776

The dot is this home. The mark in the middle is the typical home in Osceola 64776.

Estimated value$170,722
CheaperTypical $197,401Pricier

Pricier than 41% of homes nearby

Price per ft²$100
CheaperTypical $163Pricier

Pricier than 17% of homes nearby

Living area1,700 ft²
SmallerTypical 1,210 ft²Bigger

Bigger than 79% of homes nearby

Year built1920
OlderTypical 1984Newer

Newer than 11% of homes nearby

How 645 3rd St ranks against every home in each area.
MeasureThis homeOsceola 64776St. Clair County
Estimated valuepricier than$170,72241% of homes43% of homes
Price per ft²pricier than$10017% of homes20% of homes
Living areabigger than1,700 ft²79% of homes78% of homes
Year builtnewer than192011% of homes13% of homes

About 645 3rd St

How much is 645 3rd St, Osceola, MO worth?

The TopHap Estimate for 645 3rd St, Osceola, MO is $170,722 as of Oct 21, 2026. The likely range is $152,804 to $188,640. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When was 645 3rd St, Osceola, MO built?

645 3rd St, Osceola, MO was built in 1920, making it 106 years old. It is a tlog home home. The building has 1 story.

What schools serve 645 3rd St, Osceola, MO?

645 3rd St, Osceola, MO is assigned to Osceola Jr.-Sr. High School (middle), rated D+; Osceola Elementary School (elementary), rated B+. All sit in Osceola School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 3rd St, Osceola, MO compare to other homes in Osceola 64776?

Among the 2,074 homes in Osceola 64776, it is worth more than 41% of them ($170,722 against a typical $197,401), its price per square foot is higher than 17% of them ($100 against a typical $163), it is bigger than 79% of them (1,700 ft² against a typical 1,210 ft²) and it is newer than 11% of them (1920 against a typical 1984). Measured against all of St. Clair County, it is worth more than 43% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 3rd St, Osceola, MO?

The 2025 property tax bill for 645 3rd St, Osceola, MO was $1,471. The county assessed it at $20,900.

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