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Single Family ResidenceResidential
$571,760$272 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

645 COTTER RANCH RD

APPLEGATE, CA 95703
3
Beds
3
Baths
2,100 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$572K
$512K low$631K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$571,760
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$457,408

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,691 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$526,426 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$141,401
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$385,025
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$516,105

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
68
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
64
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
67
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bungalow
CountyPLACER
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sierra Hills Elementary SchoolA
Elementary · Grades KG–3 · 2.2 mi
M
Weimar Hills SchoolB
Middle · Grades 4–8 · 3.5 mi
H
Colfax High SchoolA
High · Grades 9–12 · 7.9 mi

District: Placer Union High School District

Neighborhood · ZIP 95703These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.93

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.1,246
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.207 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,040
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$111,577
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 Cotter Ranch Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Placer County
  • Costs less per square foot than 88% of homes in Placer County
  • Bigger than 72% of homes in Applegate 95703
  • Has a bigger lot than 90% of homes in Placer County
  • Older than 74% of homes in Placer County

What homes are worth in Applegate 95703

Each bar is how many homes fall in that price range. The marker is this home.

This home
$287K$918K

This home is worth more than 59% of homes in Applegate 95703.

How it measures up in Applegate 95703

The dot is this home. The mark in the middle is the typical home in Applegate 95703.

Estimated value$571,760
CheaperTypical $531,707Pricier

Pricier than 59% of homes nearby

Price per ft²$272
CheaperTypical $311Pricier

Pricier than 17% of homes nearby

Living area2,100 ft²
SmallerTypical 1,674 ft²Bigger

Bigger than 72% of homes nearby

Lot size2.1 ac
SmallerTypical 1.8 acBigger

Bigger than 57% of homes nearby

Year built1980
OlderTypical 1981Newer

Newer than 49% of homes nearby

How 645 Cotter Ranch Rd ranks against every home in each area.
MeasureThis homeApplegate 95703Placer County
Estimated valuepricier than$571,76059% of homes27% of homes
Price per ft²pricier than$27217% of homes12% of homes
Living areabigger than2,100 ft²72% of homes57% of homes
Lot sizebigger than2.1 ac57% of homes90% of homes
Year builtnewer than198049% of homes26% of homes

About 645 Cotter Ranch Rd

How much is 645 Cotter Ranch Rd, Applegate, CA worth?

The TopHap Estimate for 645 Cotter Ranch Rd, Applegate, CA is $571,760 as of Jul 14, 2026. The likely range is $512,136 to $631,384. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 Cotter Ranch Rd, Applegate, CA last sell?

645 Cotter Ranch Rd, Applegate, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 645 Cotter Ranch Rd, Applegate, CA?

645 Cotter Ranch Rd, Applegate, CA has 3 bedrooms, 3 bathrooms and 2,100 square feet of living space.

When was 645 Cotter Ranch Rd, Applegate, CA built?

645 Cotter Ranch Rd, Applegate, CA was built in 1980, making it 46 years old. It is a bungalow home.

What schools serve 645 Cotter Ranch Rd, Applegate, CA?

645 Cotter Ranch Rd, Applegate, CA is assigned to Sierra Hills Elementary School (elementary), rated A; Weimar Hills School (middle), rated B; Colfax High School (high), rated A. All sit in Placer Union High School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 Cotter Ranch Rd, Applegate, CA compare to other homes in Applegate 95703?

Among the 730 homes in Applegate 95703, it is worth more than 59% of them ($571,760 against a typical $531,707), its price per square foot is higher than 17% of them ($272 against a typical $311), it is bigger than 72% of them (2,100 ft² against a typical 1,674 ft²), its lot is bigger than 57% of them (2.1 ac against a typical 1.8 ac) and it is newer than 49% of them (1980 against a typical 1981). Measured against all of Placer County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 Cotter Ranch Rd, Applegate, CA?

The 2025 property tax bill for 645 Cotter Ranch Rd, Applegate, CA was $5,691. The county assessed it at $526,426.

Closest homes

More homes in Applegate 95703

Assigned schools

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