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Single Family ResidenceResidential
$577,448$304 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

645 HOVEY WAY

ROSEVILLE, CA 95678
4
Beds
2.5
Baths
1,898 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$577K
$533K low$622K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$459,448
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$367,558
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.20%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
COMMERCE SECURITY BANK · R · recorded Dec 21, 1998
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$18,000
GOLDEN 1 CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,337 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$235,048 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$58,554
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$176,494
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$230,440

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
34
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
46
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyPLACER
Lot (acres)The size of the land the home sits on, from county records.0.13
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Kaseberg Elementary SchoolA+
Elementary · Grades KG–5 · 0.4 mi
M
Buljan Middle SchoolC
Middle · Grades 6–8 · 1.5 mi
H
Roseville High SchoolB+
High · Grades 9–12 · 1.7 mi

District: Roseville Joint Union High School District

Neighborhood · ZIP 95678These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.50,142
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,331 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$94,351
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,031
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.24 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 Hovey Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Placer County
  • Costs less per square foot than 73% of homes in Roseville 95678
  • Bigger than 69% of homes in Roseville 95678
  • Has a smaller lot than 90% of homes in Placer County
  • Older than 76% of homes in Kaseberg / Kingswood

What homes are worth in Roseville 95678

Each bar is how many homes fall in that price range. The marker is this home.

This home
$268K$948K

This home is worth more than 62% of homes in Roseville 95678.

How it measures up in Roseville 95678

The dot is this home. The mark in the middle is the typical home in Roseville 95678.

Estimated value$577,448
CheaperTypical $526,327Pricier

Pricier than 62% of homes nearby

Price per ft²$304
CheaperTypical $332Pricier

Pricier than 27% of homes nearby

Living area1,898 ft²
SmallerTypical 1,545 ft²Bigger

Bigger than 69% of homes nearby

Lot size0.13 ac
SmallerTypical 0.17 acBigger

Bigger than 17% of homes nearby

Year built1988
OlderTypical 1989Newer

Newer than 48% of homes nearby

How 645 Hovey Way ranks against every home in each area.
MeasureThis homeKaseberg / KingswoodRoseville 95678Placer County
Estimated valuepricier than$577,44854% of homes62% of homes29% of homes
Price per ft²pricier than$30428% of homes27% of homes27% of homes
Living areabigger than1,898 ft²66% of homes69% of homes47% of homes
Lot sizebigger than0.13 ac17% of homes17% of homes10% of homes
Year builtnewer than198824% of homes48% of homes35% of homes

About 645 Hovey Way

How much is 645 Hovey Way, Roseville, CA worth?

The TopHap Estimate for 645 Hovey Way, Roseville, CA is $577,448 as of Jul 14, 2026. The likely range is $532,898 to $621,998. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 Hovey Way, Roseville, CA last sell?

645 Hovey Way, Roseville, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 645 Hovey Way, Roseville, CA?

645 Hovey Way, Roseville, CA has 4 bedrooms, 2.5 bathrooms, 1,898 square feet of living space and a 0.13-acre lot.

When was 645 Hovey Way, Roseville, CA built?

645 Hovey Way, Roseville, CA was built in 1988, making it 38 years old. It is a contemporary home.

What schools serve 645 Hovey Way, Roseville, CA?

645 Hovey Way, Roseville, CA is assigned to Kaseberg Elementary School (elementary), rated A+; Buljan Middle School (middle), rated C; Roseville High School (high), rated B+. All sit in Roseville Joint Union High School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 Hovey Way, Roseville, CA compare to other homes in Roseville 95678?

Among the 13,090 homes in Roseville 95678, it is worth more than 62% of them ($577,448 against a typical $526,327), its price per square foot is higher than 27% of them ($304 against a typical $332), it is bigger than 69% of them (1,898 ft² against a typical 1,545 ft²), its lot is bigger than 17% of them (0.13 ac against a typical 0.17 ac) and it is newer than 48% of them (1988 against a typical 1989). Measured against all of Placer County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 Hovey Way, Roseville, CA?

The 2025 property tax bill for 645 Hovey Way, Roseville, CA was $2,337. The county assessed it at $235,048.

Closest homes

More homes in Roseville 95678

Assigned schools

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