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Single Family ResidenceResidential
$82,548$74 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

645 N 1ST ST

RATON, NM 87740
0
Baths
1,122 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.

Valuation

$83K
$67K low$98K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.123%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$130,000
NEW MEXICO BANK & TRUST · 7.65% · recorded Nov 30, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$508 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$19,120 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,167
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$17,953
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$18,564
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$57,360

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCOLFAX
Lot (acres)The size of the land the home sits on, from county records.0.16
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Longfellow Elementary SchoolC-
Elementary · Grades PK–2 · 0.8 mi
M
Raton High SchoolB+
Middle · Grades 7–12 · 1.7 mi

District: Raton Public Schools

Neighborhood · ZIP 87740These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.73%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.7,494
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$46,941
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$57,742
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.19 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.76%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 N 1st St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Colfax County
  • Costs less per square foot than 79% of homes in Colfax County
  • Smaller than 70% of homes in Colfax County
  • Has a smaller lot than 87% of homes in Colfax County
  • Older than 92% of homes in Colfax County

What homes are worth in Raton 87740

Each bar is how many homes fall in that price range. The marker is this home.

This home
$38K$376K

This home is worth more than 22% of homes in Raton 87740.

How it measures up in Raton 87740

The dot is this home. The mark in the middle is the typical home in Raton 87740.

Estimated value$82,548
CheaperTypical $131,424Pricier

Pricier than 22% of homes nearby

Price per ft²$74
CheaperTypical $88Pricier

Pricier than 34% of homes nearby

Living area1,122 ft²
SmallerTypical 1,368 ft²Bigger

Bigger than 33% of homes nearby

Lot size0.16 ac
SmallerTypical 0.24 acBigger

Bigger than 24% of homes nearby

Year built1920
OlderTypical 1950Newer

Newer than 16% of homes nearby

How 645 N 1st St ranks against every home in each area.
MeasureThis homeRaton 87740Colfax County
Estimated valuepricier than$82,54822% of homes12% of homes
Price per ft²pricier than$7434% of homes21% of homes
Living areabigger than1,122 ft²33% of homes30% of homes
Lot sizebigger than0.16 ac24% of homes13% of homes
Year builtnewer than192016% of homes8% of homes

About 645 N 1st St

How much is 645 N 1st St, Raton, NM worth?

The TopHap Estimate for 645 N 1st St, Raton, NM is $82,548 as of Jul 14, 2026. The likely range is $67,209 to $97,887. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 N 1st St, Raton, NM last sell?

645 N 1st St, Raton, NM last sold on Nov 9, 2010, according to the county's recorded deed.

How big is 645 N 1st St, Raton, NM?

645 N 1st St, Raton, NM has 1,122 square feet of living space and a 0.16-acre lot.

When was 645 N 1st St, Raton, NM built?

645 N 1st St, Raton, NM was built in 1920, making it 106 years old.

What schools serve 645 N 1st St, Raton, NM?

645 N 1st St, Raton, NM is assigned to Longfellow Elementary School (elementary), rated C-; Raton High School (middle), rated B+. All sit in Raton Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 N 1st St, Raton, NM compare to other homes in Raton 87740?

Among the 3,624 homes in Raton 87740, it is worth more than 22% of them ($82,548 against a typical $131,424), its price per square foot is higher than 34% of them ($74 against a typical $88), it is bigger than 33% of them (1,122 ft² against a typical 1,368 ft²), its lot is bigger than 24% of them (0.16 ac against a typical 0.24 ac) and it is newer than 16% of them (1920 against a typical 1950). Measured against all of Colfax County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 N 1st St, Raton, NM?

The 2025 property tax bill for 645 N 1st St, Raton, NM was $508. The county assessed it at $19,120.

Closest homes

More homes in Raton 87740

Assigned schools

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