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Single Family ResidenceResidential
$987,865$653 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $500,000 on May 27, 2010

645 RICHMOND ST

EL CERRITO, CA 94530
3
Beds
2
Baths
1,512 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1908
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$988K
$882K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$500,000 · May 27, 2010
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$673,865
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$539,092
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.33%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$314,000
GOOGAIN INC · recorded Oct 22, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,572 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$658,303 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$599,064
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$59,239
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$645,396

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.20
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
16
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
46
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
36
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCONTRA COSTA
Lot (acres)The size of the land the home sits on, from county records.0.15
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fairmont Elementary SchoolB
Elementary · Grades KG–6 · 0.2 mi
H
El Cerrito High SchoolB+
High · Grades 9–12 · 0.3 mi
M
Fred T. Korematsu Middle SchoolC+
Middle · Grades 7–8 · 1.0 mi

District: West Contra Costa Unified School District

Neighborhood · ZIP 94530These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.602

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.26,785
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,604 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$126,051
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$156,460
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.24 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 Richmond St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 66% of homes in Contra Costa County
  • Costs more per square foot than 76% of homes in Contra Costa County
  • Has a bigger lot than 72% of homes in El Cerrito 94530
  • Among the oldest homes in El Cerrito 94530

What homes are worth in El Cerrito 94530

Each bar is how many homes fall in that price range. The marker is this home.

This home
$591K$2M

This home is worth more than 40% of homes in El Cerrito 94530.

How it measures up in El Cerrito 94530

The dot is this home. The mark in the middle is the typical home in El Cerrito 94530.

Estimated value$987,865
CheaperTypical $1,056,067Pricier

Pricier than 40% of homes nearby

Price per ft²$653
CheaperTypical $673Pricier

Pricier than 45% of homes nearby

Living area1,512 ft²
SmallerTypical 1,593 ft²Bigger

Bigger than 45% of homes nearby

Lot size0.15 ac
SmallerTypical 0.11 acBigger

Bigger than 72% of homes nearby

Year built1908
OlderTypical 1950Newer

Older than almost all homes nearby

How 645 Richmond St ranks against every home in each area.
MeasureThis homeEl Cerrito 94530Contra Costa County
Estimated valuepricier than$987,86540% of homes66% of homes
Price per ft²pricier than$65345% of homes76% of homes
Living areabigger than1,512 ft²45% of homes37% of homes
Lot sizebigger than0.15 ac72% of homes48% of homes
Year builtnewer than1908almost no homesalmost no homes

About 645 Richmond St

How much is 645 Richmond St, El Cerrito, CA worth?

The TopHap Estimate for 645 Richmond St, El Cerrito, CA is $987,865 as of Jul 14, 2026. The likely range is $881,691 to $1,094,039. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 Richmond St, El Cerrito, CA last sell?

645 Richmond St, El Cerrito, CA last sold on May 27, 2010 for $500,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 645 Richmond St, El Cerrito, CA?

645 Richmond St, El Cerrito, CA has 3 bedrooms, 2 bathrooms, 1,512 square feet of living space and a 0.15-acre lot.

When was 645 Richmond St, El Cerrito, CA built?

645 Richmond St, El Cerrito, CA was built in 1908, making it 118 years old. The building has 1 story.

What schools serve 645 Richmond St, El Cerrito, CA?

645 Richmond St, El Cerrito, CA is assigned to Fairmont Elementary School (elementary), rated B; El Cerrito High School (high), rated B+; Fred T. Korematsu Middle School (middle), rated C+. All sit in West Contra Costa Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 Richmond St, El Cerrito, CA compare to other homes in El Cerrito 94530?

Among the 8,262 homes in El Cerrito 94530, it is worth more than 40% of them ($987,865 against a typical $1,056,067), its price per square foot is higher than 45% of them ($653 against a typical $673), it is bigger than 45% of them (1,512 ft² against a typical 1,593 ft²), its lot is bigger than 72% of them (0.15 ac against a typical 0.11 ac) and it is newer than almost none of them (1908 against a typical 1950). Measured against all of Contra Costa County, it is worth more than 66% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 Richmond St, El Cerrito, CA?

The 2025 property tax bill for 645 Richmond St, El Cerrito, CA was $9,572. The county assessed it at $658,303.

Closest homes

More homes in El Cerrito 94530

Assigned schools

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