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Single Family ResidenceResidential
$148,451$146 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

645 S SMITH RD

EATON RAPIDS, MI 48827
3
Beds
1
Baths
1,016 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$148K
$130K low$167K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,518 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$109,400 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$103,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$207,202

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.17 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyEATON
Lot (acres)The size of the land the home sits on, from county records.2.50
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Eaton Rapids High SchoolA-
High · Grades 9–12 · 3.5 mi
M
Eaton Rapids Middle SchoolC+
Middle · Grades 6–8 · 3.7 mi
E
Lockwood Elementary SchoolA-
Elementary · Grades 1–2 · 3.7 mi

District: Eaton Rapids Public Schools

Neighborhood · ZIP 48827These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.71
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.15,527
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.139 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,934
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,343
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 S Smith Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Eaton County
  • Costs less per square foot than 68% of homes in Eaton County
  • Smaller than 89% of homes in Eaton County
  • Has a bigger lot than 79% of homes in Eaton County
  • Newer than 69% of homes in Eaton County

What homes are worth in Eaton Rapids 48827

Each bar is how many homes fall in that price range. The marker is this home.

This home
$92K$487K

This home is worth more than 16% of homes in Eaton Rapids 48827.

How it measures up in Eaton Rapids 48827

The dot is this home. The mark in the middle is the typical home in Eaton Rapids 48827.

Estimated value$148,451
CheaperTypical $223,681Pricier

Pricier than 16% of homes nearby

Price per ft²$146
CheaperTypical $154Pricier

Pricier than 42% of homes nearby

Living area1,016 ft²
SmallerTypical 1,465 ft²Bigger

Bigger than 13% of homes nearby

Lot size2.5 ac
SmallerTypical 1.61 acBigger

Bigger than 63% of homes nearby

Year built1989
OlderTypical 1975Newer

Newer than 66% of homes nearby

How 645 S Smith Rd ranks against every home in each area.
MeasureThis homeEaton Rapids 48827Eaton County
Estimated valuepricier than$148,45116% of homes13% of homes
Price per ft²pricier than$14642% of homes32% of homes
Living areabigger than1,016 ft²13% of homes11% of homes
Lot sizebigger than2.5 ac63% of homes79% of homes
Year builtnewer than198966% of homes69% of homes

About 645 S Smith Rd

How much is 645 S Smith Rd, Eaton Rapids, MI worth?

The TopHap Estimate for 645 S Smith Rd, Eaton Rapids, MI is $148,451 as of Jul 14, 2026. The likely range is $129,802 to $167,100. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 S Smith Rd, Eaton Rapids, MI last sell?

645 S Smith Rd, Eaton Rapids, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 645 S Smith Rd, Eaton Rapids, MI?

645 S Smith Rd, Eaton Rapids, MI has 3 bedrooms, 1 bathrooms, 1,016 square feet of living space and a 2.50-acre lot.

When was 645 S Smith Rd, Eaton Rapids, MI built?

645 S Smith Rd, Eaton Rapids, MI was built in 1989, making it 37 years old. The building has 1 story.

What schools serve 645 S Smith Rd, Eaton Rapids, MI?

645 S Smith Rd, Eaton Rapids, MI is assigned to Eaton Rapids High School (high), rated A-; Eaton Rapids Middle School (middle), rated C+; Lockwood Elementary School (elementary), rated A-. All sit in Eaton Rapids Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 S Smith Rd, Eaton Rapids, MI compare to other homes in Eaton Rapids 48827?

Among the 6,161 homes in Eaton Rapids 48827, it is worth more than 16% of them ($148,451 against a typical $223,681), its price per square foot is higher than 42% of them ($146 against a typical $154), it is bigger than 13% of them (1,016 ft² against a typical 1,465 ft²), its lot is bigger than 63% of them (2.5 ac against a typical 1.61 ac) and it is newer than 66% of them (1989 against a typical 1975). Measured against all of Eaton County, it is worth more than 13% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 S Smith Rd, Eaton Rapids, MI?

The 2025 property tax bill for 645 S Smith Rd, Eaton Rapids, MI was $2,518. The county assessed it at $109,400.

More homes on S Smith Rd

Closest homes

More homes in Eaton Rapids 48827

Assigned schools

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