Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$678,242$237 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

645 UTAH ST

RENO, NV 89506
3
Beds
2
Baths
2,856 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.04 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$678K
$650K low$706K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$634,042
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$507,234
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.7%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$44,200
WEYERHAEUSER MORTGAGE CO · E · recorded Mar 29, 1994

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,051 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$96,489 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$37,975
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$58,514
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$95,705
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$275,682

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWashoe
Lot (acres)The size of the land the home sits on, from county records.1.04
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 800 ft²Patio · 800 ft²Porch · 32 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lemmon Valley Elementary SchoolB
Elementary · Grades KG–5 · 1.6 mi
H
North Valleys High SchoolD
High · Grades 9–12 · 3.8 mi
M
William O'Brien Middle SchoolD+
Middle · Grades 6–8 · 4.3 mi

District: Washoe County School District

Neighborhood · ZIP 89506These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.72
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.297

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.46,491
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.471 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,082
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,657
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.79%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 Utah St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Reno 89506
  • Costs less per square foot than 94% of homes in Washoe County
  • Bigger than 98% of homes in Reno 89506
  • Has a bigger lot than 94% of homes in Washoe County
  • Older than 87% of homes in Reno 89506

What homes are worth in Reno 89506

Each bar is how many homes fall in that price range. The marker is this home.

This home
$244K$725K

This home is worth more than 97% of homes in Reno 89506.

How it measures up in Reno 89506

The dot is this home. The mark in the middle is the typical home in Reno 89506.

Estimated value$678,242
CheaperTypical $463,151Pricier

Pricier than 97% of homes nearby

Price per ft²$237
CheaperTypical $293Pricier

Pricier than 13% of homes nearby

Living area2,856 ft²
SmallerTypical 1,554 ft²Bigger

Bigger than 98% of homes nearby

Lot size1.04 ac
SmallerTypical 0.17 acBigger

Bigger than 91% of homes nearby

Year built1973
OlderTypical 2001Newer

Newer than 13% of homes nearby

How 645 Utah St ranks against every home in each area.
MeasureThis homeReno 89506Washoe County
Estimated valuepricier than$678,24297% of homes64% of homes
Price per ft²pricier than$23713% of homes6% of homes
Living areabigger than2,856 ft²98% of homes89% of homes
Lot sizebigger than1.04 ac91% of homes94% of homes
Year builtnewer than197313% of homes21% of homes

About 645 Utah St

How much is 645 Utah St, Reno, NV worth?

The TopHap Estimate for 645 Utah St, Reno, NV is $678,242 as of Jul 14, 2026. The likely range is $650,283 to $706,201. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 Utah St, Reno, NV last sell?

645 Utah St, Reno, NV last sold on Mar 29, 1994, according to the county's recorded deed.

How big is 645 Utah St, Reno, NV?

645 Utah St, Reno, NV has 3 bedrooms, 2 bathrooms, 2,856 square feet of living space and a 1.04-acre lot.

When was 645 Utah St, Reno, NV built?

645 Utah St, Reno, NV was built in 1973, making it 53 years old. The building has 1 story.

What schools serve 645 Utah St, Reno, NV?

645 Utah St, Reno, NV is assigned to Lemmon Valley Elementary School (elementary), rated B; North Valleys High School (high), rated D; William O'Brien Middle School (middle), rated D+. All sit in Washoe County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 Utah St, Reno, NV compare to other homes in Reno 89506?

Among the 15,345 homes in Reno 89506, it is worth more than 97% of them ($678,242 against a typical $463,151), its price per square foot is higher than 13% of them ($237 against a typical $293), it is bigger than 98% of them (2,856 ft² against a typical 1,554 ft²), its lot is bigger than 91% of them (1.04 ac against a typical 0.17 ac) and it is newer than 13% of them (1973 against a typical 2001). Measured against all of Washoe County, it is worth more than 64% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 Utah St, Reno, NV?

The 2025 property tax bill for 645 Utah St, Reno, NV was $2,051. The county assessed it at $96,489.

Closest homes

More homes in Reno 89506

Assigned schools

Explore the area

See this home in context

Open 645 Utah St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map