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Single Family ResidenceResidential
$139,123$55 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

645 W CLEVELAND ST

FREEPORT, IL 61032
4
Beds
2
Baths
2,512 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.8 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$139K
$119K low$160K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$139,123
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$111,298

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,089 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$27,580 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,842
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$24,738
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$23,462
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$82,740

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySTEPHENSON
Lot (acres)The size of the land the home sits on, from county records.0.80
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Freeport Middle SchoolD+
Middle · Grades 7–8 · 0.2 mi
E
Blackhawk Elementary SchoolB
Elementary · Grades PK–4 · 0.3 mi
H
Freeport High SchoolF
High · Grades 9–12 · 0.3 mi

District: Freeport School District 145

Neighborhood · ZIP 61032These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.28,326
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.191 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,467
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,841
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 W Cleveland St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 89% of homes in Freeport 61032
  • Bigger than 83% of homes in Freeport 61032
  • Has a bigger lot than 81% of homes in Freeport 61032
  • Older than 78% of homes in Freeport 61032

What homes are worth in Freeport 61032

Each bar is how many homes fall in that price range. The marker is this home.

This home
$47K$420K

This home is worth more than 48% of homes in Freeport 61032.

How it measures up in Freeport 61032

The dot is this home. The mark in the middle is the typical home in Freeport 61032.

Estimated value$139,123
CheaperTypical $142,225Pricier

Pricier than 48% of homes nearby

Price per ft²$55
CheaperTypical $95Pricier

Pricier than 11% of homes nearby

Living area2,512 ft²
SmallerTypical 1,542 ft²Bigger

Bigger than 83% of homes nearby

Lot size0.8 ac
SmallerTypical 0.25 acBigger

Bigger than 81% of homes nearby

Year built1900
OlderTypical 1949Newer

Newer than 22% of homes nearby

How 645 W Cleveland St ranks against every home in each area.
MeasureThis homeFreeport 61032Stephenson County
Estimated valuepricier than$139,12348% of homes37% of homes
Price per ft²pricier than$5511% of homes12% of homes
Living areabigger than2,512 ft²83% of homes70% of homes
Lot sizebigger than0.8 ac81% of homes77% of homes
Year builtnewer than190022% of homes23% of homes

About 645 W Cleveland St

How much is 645 W Cleveland St, Freeport, IL worth?

The TopHap Estimate for 645 W Cleveland St, Freeport, IL is $139,123 as of Jul 14, 2026. The likely range is $118,559 to $159,687. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 W Cleveland St, Freeport, IL last sell?

645 W Cleveland St, Freeport, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 645 W Cleveland St, Freeport, IL?

645 W Cleveland St, Freeport, IL has 4 bedrooms, 2 bathrooms, 2,512 square feet of living space and a 0.80-acre lot.

When was 645 W Cleveland St, Freeport, IL built?

645 W Cleveland St, Freeport, IL was built in 1900, making it 126 years old. The building has 2 stories.

What schools serve 645 W Cleveland St, Freeport, IL?

645 W Cleveland St, Freeport, IL is assigned to Freeport Middle School (middle), rated D+; Blackhawk Elementary School (elementary), rated B; Freeport High School (high), rated F. All sit in Freeport School District 145. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 W Cleveland St, Freeport, IL compare to other homes in Freeport 61032?

Among the 10,790 homes in Freeport 61032, it is worth more than 48% of them ($139,123 against a typical $142,225), its price per square foot is higher than 11% of them ($55 against a typical $95), it is bigger than 83% of them (2,512 ft² against a typical 1,542 ft²), its lot is bigger than 81% of them (0.8 ac against a typical 0.25 ac) and it is newer than 22% of them (1900 against a typical 1949). Measured against all of Stephenson County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 W Cleveland St, Freeport, IL?

The 2025 property tax bill for 645 W Cleveland St, Freeport, IL was $2,089. The county assessed it at $27,580.

Closest homes

More homes in Freeport 61032

Assigned schools

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