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Farm (Irrigated Or Dry)Agriculture / Farming
$699,900$174 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $539,000 on Nov 24, 2004

646 UPPER RIVER RD

GOLD HILL, OR 97525
5
Beds
4.5
Baths
4,023 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
22.92 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$700K
$642K low$757K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$539,000 · Nov 24, 2004
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$409,597
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$327,678
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.41%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$224,000
WASHINGTON MUTUAL BANK · 7.5% 2 · recorded May 2, 2007
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$65,000
ENTREPRENEURIAL TRUST (CT)
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$1,303

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,100 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$331,651 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$322,161
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,039,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Farm (Irrigated Or Dry)
CountyJACKSON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1960
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 488 ft²Patio · 720 ft²Porch · 88 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Hanby Middle SchoolC
Middle · Grades 6–8 · 1.0 mi
E
Patrick Elementary SchoolC-
Elementary · Grades KG–5 · 1.4 mi
H
Crater Renaissance AcademyC-
High · Grades 9–12 · 7.0 mi

District: Central Point School District 6

Neighborhood · ZIP 97525These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.147

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.5,561
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.56 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,557
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,131
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

646 Upper River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Gold Hill 97525
  • Costs less per square foot than 98% of homes in Gold Hill 97525
  • Among the largest homes in Gold Hill 97525
  • Among the largest lots in Jackson County
  • Older than 96% of homes in Jackson County

What homes are worth in Gold Hill 97525

Each bar is how many homes fall in that price range. The marker is this home.

This home
$221K$786K

This home is worth more than 98% of homes in Gold Hill 97525.

How it measures up in Gold Hill 97525

The dot is this home. The mark in the middle is the typical home in Gold Hill 97525.

Estimated value$699,900
CheaperTypical $335,150Pricier

Pricier than 98% of homes nearby

Price per ft²$174
CheaperTypical $275Pricier

Pricier than 2% of homes nearby

Living area4,023 ft²
SmallerTypical 1,296 ft²Bigger

Bigger than almost all homes nearby

Lot size22.92 ac
SmallerTypical 0.33 acBigger

Bigger than 97% of homes nearby

Year built1900
OlderTypical 1980Newer

Newer than 13% of homes nearby

How 646 Upper River Rd ranks against every home in each area.
MeasureThis homeGold Hill 97525Jackson County
Estimated valuepricier than$699,90098% of homes91% of homes
Price per ft²pricier than$1742% of homes2% of homes
Living areabigger than4,023 ft²almost all homesalmost all homes
Lot sizebigger than22.92 ac97% of homesalmost all homes
Year builtnewer than190013% of homes4% of homes

About 646 Upper River Rd

How much is 646 Upper River Rd, Gold Hill, OR worth?

The TopHap Estimate for 646 Upper River Rd, Gold Hill, OR is $699,900 as of Jul 14, 2026. The likely range is $642,491 to $757,309. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 646 Upper River Rd, Gold Hill, OR last sell?

646 Upper River Rd, Gold Hill, OR last sold on Nov 24, 2004 for $539,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 646 Upper River Rd, Gold Hill, OR?

646 Upper River Rd, Gold Hill, OR has 5 bedrooms, 4.5 bathrooms and 4,023 square feet of living space.

When was 646 Upper River Rd, Gold Hill, OR built?

646 Upper River Rd, Gold Hill, OR was built in 1900, making it 126 years old. The building has 1 story.

What schools serve 646 Upper River Rd, Gold Hill, OR?

646 Upper River Rd, Gold Hill, OR is assigned to Hanby Middle School (middle), rated C; Patrick Elementary School (elementary), rated C-; Crater Renaissance Academy (high), rated C-. All sit in Central Point School District 6. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 646 Upper River Rd, Gold Hill, OR compare to other homes in Gold Hill 97525?

Among the 1,352 homes in Gold Hill 97525, it is worth more than 98% of them ($699,900 against a typical $335,150), its price per square foot is higher than 2% of them ($174 against a typical $275), it is bigger than almost all of them (4,023 ft² against a typical 1,296 ft²), its lot is bigger than 97% of them (22.92 ac against a typical 0.33 ac) and it is newer than 13% of them (1900 against a typical 1980). Measured against all of Jackson County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 646 Upper River Rd, Gold Hill, OR?

The 2025 property tax bill for 646 Upper River Rd, Gold Hill, OR was $4,100. The county assessed it at $331,651.

Closest homes

More homes in Gold Hill 97525

Assigned schools

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