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CondominiumResidential
$359,590$250 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $362,500 on Mar 24, 2022

647 RAPHAEL PL

CHARLOTTE, NC 28205
2
Beds
3 / 1
Baths
1,439 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.62 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$360K
$326K low$393K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$362,500 · Mar 24, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$69,590
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$55,672
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.79%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$290,000
TRUIST BANK · recorded Mar 24, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,502 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$330,483 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$330,483
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$330,483
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$330,483

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
72
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
48
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
CountyMecklenburg
Lot (acres)The size of the land the home sits on, from county records.0.62
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Prefab
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Garinger High SchoolF
High · Grades 9–12 · 1.0 mi
E
Villa Heights Elementary SchoolC
Elementary · Grades KG–5 · 1.2 mi
M
Eastway Middle SchoolB
Middle · Grades 6–8 · 2.9 mi

District: Charlotte-Mecklenburg Schools

Neighborhood · ZIP 28205These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.146
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.54,091
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,475 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,827
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,747
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

647 Raphael Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Charlotte 28205
  • Costs less per square foot than 87% of homes in NoDa
  • Smaller than 73% of homes in Mecklenburg County
  • Has a bigger lot than 89% of homes in Charlotte 28205
  • Newer than 82% of homes in Charlotte 28205

What homes are worth in Charlotte 28205

Each bar is how many homes fall in that price range. The marker is this home.

This home
$171K$1.5M

This home is worth more than 21% of homes in Charlotte 28205.

How it measures up in Charlotte 28205

The dot is this home. The mark in the middle is the typical home in Charlotte 28205.

Estimated value$359,590
CheaperTypical $487,356Pricier

Pricier than 21% of homes nearby

Price per ft²$250
CheaperTypical $347Pricier

Pricier than 16% of homes nearby

Living area1,439 ft²
SmallerTypical 1,464 ft²Bigger

Bigger than 48% of homes nearby

Lot size0.62 ac
SmallerTypical 0.24 acBigger

Bigger than 89% of homes nearby

Year built2006
OlderTypical 1959Newer

Newer than 82% of homes nearby

How 647 Raphael Pl ranks against every home in each area.
MeasureThis homeNoDaCharlotte 28205Mecklenburg County
Estimated valuepricier than$359,59024% of homes21% of homes34% of homes
Price per ft²pricier than$25013% of homes16% of homes59% of homes
Living areabigger than1,439 ft²45% of homes48% of homes27% of homes
Lot sizebigger than0.62 ac84% of homes89% of homes84% of homes
Year builtnewer than200662% of homes82% of homes79% of homes

About 647 Raphael Pl

How much is 647 Raphael Pl, Charlotte, NC worth?

The TopHap Estimate for 647 Raphael Pl, Charlotte, NC is $359,590 as of Jul 14, 2026. The likely range is $325,724 to $393,456. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 647 Raphael Pl, Charlotte, NC last sell?

647 Raphael Pl, Charlotte, NC last sold on Mar 24, 2022 for $362,500, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 647 Raphael Pl, Charlotte, NC?

647 Raphael Pl, Charlotte, NC has 2 bedrooms, 3 bathrooms, 1,439 square feet of living space and a 0.62-acre lot.

When was 647 Raphael Pl, Charlotte, NC built?

647 Raphael Pl, Charlotte, NC was built in 2006, making it 20 years old. The building has 2 stories.

What schools serve 647 Raphael Pl, Charlotte, NC?

647 Raphael Pl, Charlotte, NC is assigned to Garinger High School (high), rated F; Villa Heights Elementary School (elementary), rated C; Eastway Middle School (middle), rated B. All sit in Charlotte-Mecklenburg Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 647 Raphael Pl, Charlotte, NC compare to other homes in Charlotte 28205?

Among the 15,797 homes in Charlotte 28205, it is worth more than 21% of them ($359,590 against a typical $487,356), its price per square foot is higher than 16% of them ($250 against a typical $347), it is bigger than 48% of them (1,439 ft² against a typical 1,464 ft²), its lot is bigger than 89% of them (0.62 ac against a typical 0.24 ac) and it is newer than 82% of them (2006 against a typical 1959). Measured against all of Mecklenburg County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 647 Raphael Pl, Charlotte, NC?

The 2024 property tax bill for 647 Raphael Pl, Charlotte, NC was $2,502. The county assessed it at $330,483.

Closest homes

More homes in Charlotte 28205

Assigned schools

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