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Single Family ResidenceResidential
$769,304$641 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

65 SHORE CLIFF DR

RAMAH, NM 87321
4
Beds
3
Baths
1,200 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
8.06 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$769K
$714K low$825K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$451,804
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$361,443
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.46%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$317,500
BANK OF AMERICA NA · recorded Nov 4, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,663 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$163,726 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,075
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$148,651
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$159,290
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$491,178

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
63
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
30
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Custom Design
CountyCibola
Lot (acres)The size of the land the home sits on, from county records.8.06
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bluewater Elementary SchoolA+
Elementary · Grades KG–6 · 28.0 mi
H
Grants High SchoolC
High · Grades 9–12 · 34.8 mi
M
Los Alamitos Middle SchoolD+
Middle · Grades 7–8 · 36.0 mi

District: Grants-Cibola County Schools

Neighborhood · ZIP 87321These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.145
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.26%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.2,798
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,611
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,655
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.16 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.76%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

65 Shore Cliff Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Ramah 87321
  • Costs more per square foot than 93% of homes in Cibola County
  • Has a bigger lot than 93% of homes in Cibola County
  • Newer than 95% of homes in Cibola County

What homes are worth in Ramah 87321

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$614K

This home is worth more than almost all homes in Ramah 87321.

How it measures up in Ramah 87321

The dot is this home. The mark in the middle is the typical home in Ramah 87321.

Estimated value$769,304
CheaperTypical $154,364Pricier

Pricier than almost all homes nearby

Price per ft²$641
CheaperTypical $192Pricier

Pricier than 88% of homes nearby

Living area1,200 ft²
SmallerTypical 980 ft²Bigger

Bigger than 56% of homes nearby

Lot size8.06 ac
SmallerTypical 5.83 acBigger

Bigger than 67% of homes nearby

Year built2007
OlderTypical 1998Newer

Newer than 88% of homes nearby

How 65 Shore Cliff Dr ranks against every home in each area.
MeasureThis homeRamah 87321Cibola County
Estimated valuepricier than$769,304almost all homesalmost all homes
Price per ft²pricier than$64188% of homes93% of homes
Living areabigger than1,200 ft²56% of homes54% of homes
Lot sizebigger than8.06 ac67% of homes93% of homes
Year builtnewer than200788% of homes95% of homes

About 65 Shore Cliff Dr

How much is 65 Shore Cliff Dr, Ramah, NM worth?

The TopHap Estimate for 65 Shore Cliff Dr, Ramah, NM is $769,304 as of Jul 14, 2026. The likely range is $713,559 to $825,049. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 65 Shore Cliff Dr, Ramah, NM?

65 Shore Cliff Dr, Ramah, NM has 4 bedrooms, 3 bathrooms, 1,200 square feet of living space and a 8.06-acre lot.

When was 65 Shore Cliff Dr, Ramah, NM built?

65 Shore Cliff Dr, Ramah, NM was built in 2007, making it 19 years old. It is a custom design home. The building has 2 stories.

What schools serve 65 Shore Cliff Dr, Ramah, NM?

65 Shore Cliff Dr, Ramah, NM is assigned to Bluewater Elementary School (elementary), rated A+; Grants High School (high), rated C; Los Alamitos Middle School (middle), rated D+. All sit in Grants-Cibola County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 65 Shore Cliff Dr, Ramah, NM compare to other homes in Ramah 87321?

Among the 337 homes in Ramah 87321, it is worth more than almost all of them ($769,304 against a typical $154,364), its price per square foot is higher than 88% of them ($641 against a typical $192), it is bigger than 56% of them (1,200 ft² against a typical 980 ft²), its lot is bigger than 67% of them (8.06 ac against a typical 5.83 ac) and it is newer than 88% of them (2007 against a typical 1998). Measured against all of Cibola County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 65 Shore Cliff Dr, Ramah, NM?

The 2024 property tax bill for 65 Shore Cliff Dr, Ramah, NM was $4,663. The county assessed it at $163,726.

Closest homes

More homes in Ramah 87321

Assigned schools

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