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Single Family ResidenceResidential
$194,189$126 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 99How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

65 SPRUCE ST

RICHMOND HILL, GA 31324
3
Beds
1
Baths
1,546 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1947
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$194K
$192K low$197K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.177%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$160,000
AMERICAN FINANCE · recorded Sep 26, 2023
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$161,144
VILLAGE CAPITAL

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$66,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$46,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$66,520
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$166,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.72 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.73%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBryan
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1975
Lot (acres)The size of the land the home sits on, from county records.0.48
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 96 ft²Porch · 140 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Richmond Hill Primary School
Elementary · Grades PK–1 · 1.5 mi
H
Richmond Hill High SchoolA-
High · Grades 9–12 · 2.3 mi
M
Richmond Hill Middle SchoolB+
Middle · Grades 6–8 · 7.6 mi

District: Bryan County School District

Neighborhood · ZIP 31324These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.90
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.69
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.39,790
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.171 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$109,626
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$131,881
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

65 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Richmond Hill 31324
  • Among the lowest price per square foot in Richmond Hill 31324
  • Smaller than 81% of homes in Richmond Hill 31324
  • Older than 98% of homes in Richmond Hill 31324

What homes are worth in Richmond Hill 31324

Each bar is how many homes fall in that price range. The marker is this home.

This home
$226K$1.2M

This home is worth less than almost all homes in Richmond Hill 31324.

How it measures up in Richmond Hill 31324

The dot is this home. The mark in the middle is the typical home in Richmond Hill 31324.

Estimated value$194,189
CheaperTypical $404,371Pricier

Cheaper than almost all homes nearby

Price per ft²$126
CheaperTypical $189Pricier

Cheaper than almost all homes nearby

Living area1,546 ft²
SmallerTypical 2,167 ft²Bigger

Bigger than 19% of homes nearby

Lot size0.48 ac
SmallerTypical 0.32 acBigger

Bigger than 63% of homes nearby

Year built1947
OlderTypical 2006Newer

Newer than 2% of homes nearby

How 65 Spruce St ranks against every home in each area.
MeasureThis homeRichmond Hill 31324Bryan County
Estimated valuepricier than$194,189almost no homes6% of homes
Price per ft²pricier than$126almost no homes5% of homes
Living areabigger than1,546 ft²19% of homes26% of homes
Lot sizebigger than0.48 ac63% of homes52% of homes
Year builtnewer than19472% of homes4% of homes

About 65 Spruce St

How much is 65 Spruce St, Richmond Hill, GA worth?

The TopHap Estimate for 65 Spruce St, Richmond Hill, GA is $194,189 as of Jul 14, 2026. The likely range is $191,534 to $196,844. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 65 Spruce St, Richmond Hill, GA last sell?

65 Spruce St, Richmond Hill, GA last sold on Jun 28, 2023, according to the county's recorded deed.

How big is 65 Spruce St, Richmond Hill, GA?

65 Spruce St, Richmond Hill, GA has 3 bedrooms, 1 bathrooms, 1,546 square feet of living space and a 0.48-acre lot.

When was 65 Spruce St, Richmond Hill, GA built?

65 Spruce St, Richmond Hill, GA was built in 1947, making it 79 years old. The building has 1 story.

What schools serve 65 Spruce St, Richmond Hill, GA?

65 Spruce St, Richmond Hill, GA is assigned to Richmond Hill Primary School (elementary); Richmond Hill High School (high), rated A-; Richmond Hill Middle School (middle), rated B+. All sit in Bryan County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 65 Spruce St, Richmond Hill, GA compare to other homes in Richmond Hill 31324?

Among the 13,787 homes in Richmond Hill 31324, it is worth more than almost none of them ($194,189 against a typical $404,371), its price per square foot is higher than almost none of them ($126 against a typical $189), it is bigger than 19% of them (1,546 ft² against a typical 2,167 ft²), its lot is bigger than 63% of them (0.48 ac against a typical 0.32 ac) and it is newer than 2% of them (1947 against a typical 2006). Measured against all of Bryan County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Richmond Hill 31324

Assigned schools

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