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Single Family ResidenceResidential
$231,368$121 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $260,000 on Sep 19, 2022

650 RURITAN LAKE RD

SCOTTSVILLE, VA 24590
3
Beds
2
Baths
1,908 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.76 ac
Lot SizeThe size of the land the home sits on, from county records.
1904
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$231K
$211K low$252K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$260,000 · Sep 19, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,496 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$198,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$66,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$131,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$198,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$198,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
42
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFLUVANNA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1958
Lot (acres)The size of the land the home sits on, from county records.6.76
RoofThe main material covering the roof, such as asphalt shingle or tile.Slate
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 320 ft²Porch · 231 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Fluvanna County High SchoolC+
High · Grades 8–12 · 5.7 mi
E
Central Elementary School
Elementary · Grades 1–2 · 8.0 mi
M
Fluvanna Middle SchoolC
Middle · Grades 5–7 · 8.0 mi

District: Fluvanna County Public Schools

Neighborhood · ZIP 24590These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.88

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.7,175
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.45 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,534
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,457
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

650 Ruritan Lake Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Fluvanna County
  • Among the lowest price per square foot in Scottsville 24590
  • Bigger than 73% of homes in Scottsville 24590
  • Has a bigger lot than 82% of homes in Fluvanna County
  • Older than 98% of homes in Fluvanna County

What homes are worth in Scottsville 24590

Each bar is how many homes fall in that price range. The marker is this home.

This home
$91K$1.1M

This home is worth more than 31% of homes in Scottsville 24590.

How it measures up in Scottsville 24590

The dot is this home. The mark in the middle is the typical home in Scottsville 24590.

Estimated value$231,368
CheaperTypical $306,625Pricier

Pricier than 31% of homes nearby

Price per ft²$121
CheaperTypical $238Pricier

Cheaper than almost all homes nearby

Living area1,908 ft²
SmallerTypical 1,479 ft²Bigger

Bigger than 73% of homes nearby

Lot size6.76 ac
SmallerTypical 3 acBigger

Bigger than 73% of homes nearby

Year built1904
OlderTypical 1989Newer

Newer than 6% of homes nearby

How 650 Ruritan Lake Rd ranks against every home in each area.
MeasureThis homeScottsville 24590Fluvanna County
Estimated valuepricier than$231,36831% of homes8% of homes
Price per ft²pricier than$121almost no homes2% of homes
Living areabigger than1,908 ft²73% of homes68% of homes
Lot sizebigger than6.76 ac73% of homes82% of homes
Year builtnewer than19046% of homes2% of homes

About 650 Ruritan Lake Rd

How much is 650 Ruritan Lake Rd, Scottsville, VA worth?

The TopHap Estimate for 650 Ruritan Lake Rd, Scottsville, VA is $231,368 as of Oct 21, 2026. The likely range is $210,991 to $251,745. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 650 Ruritan Lake Rd, Scottsville, VA last sell?

650 Ruritan Lake Rd, Scottsville, VA last sold on Sep 19, 2022 for $260,000, according to the county's recorded deed.

How big is 650 Ruritan Lake Rd, Scottsville, VA?

650 Ruritan Lake Rd, Scottsville, VA has 3 bedrooms, 2 bathrooms, 1,908 square feet of living space and a 6.76-acre lot.

When was 650 Ruritan Lake Rd, Scottsville, VA built?

650 Ruritan Lake Rd, Scottsville, VA was built in 1904, making it 122 years old. The building has 2 stories.

What schools serve 650 Ruritan Lake Rd, Scottsville, VA?

650 Ruritan Lake Rd, Scottsville, VA is assigned to Fluvanna County High School (high), rated C+; Central Elementary School (elementary); Fluvanna Middle School (middle), rated C. All sit in Fluvanna County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 650 Ruritan Lake Rd, Scottsville, VA compare to other homes in Scottsville 24590?

Among the 3,423 homes in Scottsville 24590, it is worth more than 31% of them ($231,368 against a typical $306,625), its price per square foot is higher than almost none of them ($121 against a typical $238), it is bigger than 73% of them (1,908 ft² against a typical 1,479 ft²), its lot is bigger than 73% of them (6.76 ac against a typical 3 ac) and it is newer than 6% of them (1904 against a typical 1989). Measured against all of Fluvanna County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 650 Ruritan Lake Rd, Scottsville, VA?

The 2025 property tax bill for 650 Ruritan Lake Rd, Scottsville, VA was $1,496. The county assessed it at $198,100.

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