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Single Family ResidenceResidential
$610,773$268 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

656 RURITAN LAKE RD

SCOTTSVILLE, VA 24590
3
Beds
2
Baths
2,280 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
19.92 ac
Lot SizeThe size of the land the home sits on, from county records.
2012
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$611K
$564K low$657K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,384 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$523,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$124,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$398,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$523,427
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$523,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
42
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFLUVANNA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2017
Lot (acres)The size of the land the home sits on, from county records.19.92
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 190 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Fluvanna County High SchoolC+
High · Grades 8–12 · 5.6 mi
E
Central Elementary School
Elementary · Grades 1–2 · 7.9 mi
M
Fluvanna Middle SchoolC
Middle · Grades 5–7 · 8.0 mi

District: Fluvanna County Public Schools

Neighborhood · ZIP 24590These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.88

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.7,175
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.45 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,534
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,457
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

656 Ruritan Lake Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Scottsville 24590
  • Costs more per square foot than 76% of homes in Fluvanna County
  • Bigger than 85% of homes in Scottsville 24590
  • Has a bigger lot than 94% of homes in Fluvanna County
  • Newer than 91% of homes in Scottsville 24590

What homes are worth in Scottsville 24590

Each bar is how many homes fall in that price range. The marker is this home.

This home
$109K$1.1M

This home is worth more than 90% of homes in Scottsville 24590.

How it measures up in Scottsville 24590

The dot is this home. The mark in the middle is the typical home in Scottsville 24590.

Estimated value$610,773
CheaperTypical $310,336Pricier

Pricier than 90% of homes nearby

Price per ft²$268
CheaperTypical $245Pricier

Pricier than 64% of homes nearby

Living area2,280 ft²
SmallerTypical 1,479 ft²Bigger

Bigger than 85% of homes nearby

Lot size19.92 ac
SmallerTypical 2.99 acBigger

Bigger than 89% of homes nearby

Year built2012
OlderTypical 1989Newer

Newer than 91% of homes nearby

How 656 Ruritan Lake Rd ranks against every home in each area.
MeasureThis homeScottsville 24590Fluvanna County
Estimated valuepricier than$610,77390% of homes90% of homes
Price per ft²pricier than$26864% of homes76% of homes
Living areabigger than2,280 ft²85% of homes83% of homes
Lot sizebigger than19.92 ac89% of homes94% of homes
Year builtnewer than201291% of homes86% of homes

About 656 Ruritan Lake Rd

How much is 656 Ruritan Lake Rd, Scottsville, VA worth?

The TopHap Estimate for 656 Ruritan Lake Rd, Scottsville, VA is $610,773 as of Oct 21, 2026. The likely range is $564,263 to $657,283. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 656 Ruritan Lake Rd, Scottsville, VA last sell?

656 Ruritan Lake Rd, Scottsville, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 656 Ruritan Lake Rd, Scottsville, VA?

656 Ruritan Lake Rd, Scottsville, VA has 3 bedrooms, 2 bathrooms, 2,280 square feet of living space and a 19.92-acre lot.

When was 656 Ruritan Lake Rd, Scottsville, VA built?

656 Ruritan Lake Rd, Scottsville, VA was built in 2012, making it 14 years old. The building has 1 story.

What schools serve 656 Ruritan Lake Rd, Scottsville, VA?

656 Ruritan Lake Rd, Scottsville, VA is assigned to Fluvanna County High School (high), rated C+; Central Elementary School (elementary); Fluvanna Middle School (middle), rated C. All sit in Fluvanna County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 656 Ruritan Lake Rd, Scottsville, VA compare to other homes in Scottsville 24590?

Among the 3,423 homes in Scottsville 24590, it is worth more than 90% of them ($610,773 against a typical $310,336), its price per square foot is higher than 64% of them ($268 against a typical $245), it is bigger than 85% of them (2,280 ft² against a typical 1,479 ft²), its lot is bigger than 89% of them (19.92 ac against a typical 2.99 ac) and it is newer than 91% of them (2012 against a typical 1989). Measured against all of Fluvanna County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 656 Ruritan Lake Rd, Scottsville, VA?

The 2025 property tax bill for 656 Ruritan Lake Rd, Scottsville, VA was $3,384. The county assessed it at $523,400.

More homes on Ruritan Lake Rd

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Assigned schools

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