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Single Family ResidenceResidential
$480,000$211 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $480,000 on Jul 15, 2026

6520 RUFF RD

WEST SALEM, OH 44287
3
Beds
2
Baths
2,276 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$480K
$463K low$497K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$480,000 · Jul 15, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$24,000
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$19,200
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.13%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$456,000
CROSSCOUNTRY MORTGAGE · 6.48% 2 · recorded Jul 15, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,390 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$92,640 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,940
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$69,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$92,640
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$264,670

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyWAYNE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.3.15
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 24 ft²Shed · 384 ft²Patio · 288 ft²Porch · 144 ft²Greenhouse

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Northwestern Middle SchoolC+
Middle · Grades 6–8 · 5.0 mi
H
Northwestern High SchoolC+
High · Grades 9–12 · 5.2 mi
E
Northwestern Elementary SchoolA-
Elementary · Grades PK–5 · 5.3 mi

District: Northwestern Local School District

Neighborhood · ZIP 44287These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.135
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.7,288
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.107 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,211
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,383
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

6520 Ruff Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in West Salem 44287
  • Costs more per square foot than 87% of homes in West Salem 44287
  • Bigger than 89% of homes in West Salem 44287
  • Has a bigger lot than 85% of homes in Wayne County
  • Newer than 82% of homes in Wayne County

What homes are worth in West Salem 44287

Each bar is how many homes fall in that price range. The marker is this home.

This home
$61K$505K

This home is worth more than 97% of homes in West Salem 44287.

How it measures up in West Salem 44287

The dot is this home. The mark in the middle is the typical home in West Salem 44287.

Estimated value$480,000
CheaperTypical $203,188Pricier

Pricier than 97% of homes nearby

Price per ft²$211
CheaperTypical $142Pricier

Pricier than 87% of homes nearby

Living area2,276 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 89% of homes nearby

Lot size3.15 ac
SmallerTypical 1 acBigger

Bigger than 74% of homes nearby

Year built1999
OlderTypical 1985Newer

Newer than 78% of homes nearby

How 6520 Ruff Rd ranks against every home in each area.
MeasureThis homeWest Salem 44287Wayne County
Estimated valuepricier than$480,00097% of homes93% of homes
Price per ft²pricier than$21187% of homes81% of homes
Living areabigger than2,276 ft²89% of homes83% of homes
Lot sizebigger than3.15 ac74% of homes85% of homes
Year builtnewer than199978% of homes82% of homes

About 6520 Ruff Rd

How much is 6520 Ruff Rd, West Salem, OH worth?

The TopHap Estimate for 6520 Ruff Rd, West Salem, OH is $480,000 as of Jul 14, 2026. The likely range is $462,837 to $497,163. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 6520 Ruff Rd, West Salem, OH last sell?

6520 Ruff Rd, West Salem, OH last sold on Jul 15, 2026 for $480,000, according to the county's recorded deed.

How big is 6520 Ruff Rd, West Salem, OH?

6520 Ruff Rd, West Salem, OH has 3 bedrooms, 2 bathrooms, 2,276 square feet of living space and a 3.15-acre lot.

When was 6520 Ruff Rd, West Salem, OH built?

6520 Ruff Rd, West Salem, OH was built in 1999, making it 27 years old. It is a ranch home. The building has 1 story.

What schools serve 6520 Ruff Rd, West Salem, OH?

6520 Ruff Rd, West Salem, OH is assigned to Northwestern Middle School (middle), rated C+; Northwestern High School (high), rated C+; Northwestern Elementary School (elementary), rated A-. All sit in Northwestern Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 6520 Ruff Rd, West Salem, OH compare to other homes in West Salem 44287?

Among the 2,959 homes in West Salem 44287, it is worth more than 97% of them ($480,000 against a typical $203,188), its price per square foot is higher than 87% of them ($211 against a typical $142), it is bigger than 89% of them (2,276 ft² against a typical 1,456 ft²), its lot is bigger than 74% of them (3.15 ac against a typical 1 ac) and it is newer than 78% of them (1999 against a typical 1985). Measured against all of Wayne County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 6520 Ruff Rd, West Salem, OH?

The 2025 property tax bill for 6520 Ruff Rd, West Salem, OH was $3,390. The county assessed it at $92,640.

Closest homes

More homes in West Salem 44287

Assigned schools

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