Skip to content
Skip to content
TopHapOpen in map
Rural ResidenceResidential
$351,269$222 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

653 CREEK LOCKS RD

ROSENDALE, NY 12472
3
Beds
1
Baths
1,584 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
15.7 ac
Lot SizeThe size of the land the home sits on, from county records.
1895
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$351K
$320K low$382K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$259,369
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$207,495
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.26%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$91,900
COUNTRYWIDE HOME LOANS INC · recorded Nov 15, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,247 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$176,040 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$95,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$81,040
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$176,040
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$279,429

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.124 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyUlster
Lot (acres)The size of the land the home sits on, from county records.15.70
HeatingThe type of heating system in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Robert R Graves SchoolC+
Elementary · Grades KG–4 · 4.3 mi
M
J Watson Bailey Middle SchoolC+
Middle · Grades 5–8 · 5.3 mi
H
Kingston High SchoolC
High · Grades 9–12 · 5.4 mi

District: Kingston City School District

Neighborhood · ZIP 12472These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.157
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,125
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.297 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,405
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,030
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

653 Creek Locks Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Ulster County
  • Costs less per square foot than 83% of homes in Rosendale 12472
  • Has a bigger lot than 96% of homes in Rosendale 12472
  • Older than 91% of homes in Ulster County

What homes are worth in Rosendale 12472

Each bar is how many homes fall in that price range. The marker is this home.

This home
$177K$894K

This home is worth more than 28% of homes in Rosendale 12472.

How it measures up in Rosendale 12472

The dot is this home. The mark in the middle is the typical home in Rosendale 12472.

Estimated value$351,269
CheaperTypical $416,422Pricier

Pricier than 28% of homes nearby

Price per ft²$222
CheaperTypical $285Pricier

Pricier than 17% of homes nearby

Living area1,584 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 54% of homes nearby

Lot size15.7 ac
SmallerTypical 0.51 acBigger

Bigger than 96% of homes nearby

Year built1895
OlderTypical 1939Newer

Newer than 24% of homes nearby

How 653 Creek Locks Rd ranks against every home in each area.
MeasureThis homeRosendale 12472Ulster County
Estimated valuepricier than$351,26928% of homes27% of homes
Price per ft²pricier than$22217% of homes19% of homes
Living areabigger than1,584 ft²54% of homes49% of homes
Lot sizebigger than15.7 ac96% of homes95% of homes
Year builtnewer than189524% of homes9% of homes

About 653 Creek Locks Rd

How much is 653 Creek Locks Rd, Rosendale, NY worth?

The TopHap Estimate for 653 Creek Locks Rd, Rosendale, NY is $351,269 as of Jul 14, 2026. The likely range is $320,140 to $382,398. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 653 Creek Locks Rd, Rosendale, NY?

653 Creek Locks Rd, Rosendale, NY has 3 bedrooms, 1 bathrooms, 1,584 square feet of living space and a 15.70-acre lot.

When was 653 Creek Locks Rd, Rosendale, NY built?

653 Creek Locks Rd, Rosendale, NY was built in 1895, making it 131 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 653 Creek Locks Rd, Rosendale, NY?

653 Creek Locks Rd, Rosendale, NY is assigned to Robert R Graves School (elementary), rated C+; J Watson Bailey Middle School (middle), rated C+; Kingston High School (high), rated C. All sit in Kingston City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 653 Creek Locks Rd, Rosendale, NY compare to other homes in Rosendale 12472?

Among the 578 homes in Rosendale 12472, it is worth more than 28% of them ($351,269 against a typical $416,422), its price per square foot is higher than 17% of them ($222 against a typical $285), it is bigger than 54% of them (1,584 ft² against a typical 1,536 ft²), its lot is bigger than 96% of them (15.7 ac against a typical 0.51 ac) and it is newer than 24% of them (1895 against a typical 1939). Measured against all of Ulster County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 653 Creek Locks Rd, Rosendale, NY?

The 2024 property tax bill for 653 Creek Locks Rd, Rosendale, NY was $3,247. The county assessed it at $176,040.

Closest homes

More homes in Rosendale 12472

Assigned schools

Explore the area

See this home in context

Open 653 Creek Locks Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map