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Single Family ResidenceResidential
$1,077,702$611 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

654 N RANCHROAD DR

ORANGE, CA 92869
4
Beds
2
Baths
1,764 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$1M low$1.1M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$847,702
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$678,162
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.25%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$130,000
ORANGE COUNTY TEACHERS FCU · R · recorded Oct 27, 1997
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
OCTFCU MORTGAGE CO LLC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,473 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$206,235 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$98,045
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$108,190
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$202,192

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyORANGE
Lot (acres)The size of the land the home sits on, from county records.0.14
HeatingThe type of heating system in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Santiago Charter Middle SchoolB-
Middle · Grades 7–8 · 0.2 mi
E
Esplanade Elementary SchoolC
Elementary · Grades KG–6 · 0.7 mi
H
El Modena High SchoolA-
High · Grades 9–12 · 0.9 mi

District: Orange Unified School District

Neighborhood · ZIP 92869These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.58
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.289

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.36,047
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,081 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$135,929
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$166,795
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.16 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.75%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

654 N Ranchroad Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 80% of homes in Orange 92869

What homes are worth in Orange 92869

Each bar is how many homes fall in that price range. The marker is this home.

This home
$462K$2.8M

This home is worth more than 44% of homes in Orange 92869.

How it measures up in Orange 92869

The dot is this home. The mark in the middle is the typical home in Orange 92869.

Estimated value$1,077,702
CheaperTypical $1,160,283Pricier

Pricier than 44% of homes nearby

Price per ft²$611
CheaperTypical $602Pricier

Pricier than 53% of homes nearby

Living area1,764 ft²
SmallerTypical 1,881 ft²Bigger

Bigger than 43% of homes nearby

Lot size0.14 ac
SmallerTypical 0.17 acBigger

Bigger than 20% of homes nearby

Year built1976
OlderTypical 1977Newer

Newer than 49% of homes nearby

How 654 N Ranchroad Dr ranks against every home in each area.
MeasureThis homeOrange 92869Orange County
Estimated valuepricier than$1,077,70244% of homes49% of homes
Price per ft²pricier than$61153% of homes47% of homes
Living areabigger than1,764 ft²43% of homes52% of homes
Lot sizebigger than0.14 ac20% of homes34% of homes
Year builtnewer than197649% of homes53% of homes

About 654 N Ranchroad Dr

How much is 654 N Ranchroad Dr, Orange, CA worth?

The TopHap Estimate for 654 N Ranchroad Dr, Orange, CA is $1,077,702 as of Jul 14, 2026. The likely range is $1,029,347 to $1,126,057. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 654 N Ranchroad Dr, Orange, CA last sell?

654 N Ranchroad Dr, Orange, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 654 N Ranchroad Dr, Orange, CA?

654 N Ranchroad Dr, Orange, CA has 4 bedrooms, 2 bathrooms, 1,764 square feet of living space and a 0.14-acre lot.

When was 654 N Ranchroad Dr, Orange, CA built?

654 N Ranchroad Dr, Orange, CA was built in 1976, making it 50 years old. The building has 1 story.

What schools serve 654 N Ranchroad Dr, Orange, CA?

654 N Ranchroad Dr, Orange, CA is assigned to Santiago Charter Middle School (middle), rated B-; Esplanade Elementary School (elementary), rated C; El Modena High School (high), rated A-. All sit in Orange Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 654 N Ranchroad Dr, Orange, CA compare to other homes in Orange 92869?

Among the 10,938 homes in Orange 92869, it is worth more than 44% of them ($1,077,702 against a typical $1,160,283), its price per square foot is higher than 53% of them ($611 against a typical $602), it is bigger than 43% of them (1,764 ft² against a typical 1,881 ft²), its lot is bigger than 20% of them (0.14 ac against a typical 0.17 ac) and it is newer than 49% of them (1976 against a typical 1977). Measured against all of Orange County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 654 N Ranchroad Dr, Orange, CA?

The 2025 property tax bill for 654 N Ranchroad Dr, Orange, CA was $2,473. The county assessed it at $206,235.

Closest homes

More homes in Orange 92869

Assigned schools

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