Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$875,632$660 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

654 NORMANDY RD

MADEIRA BEACH, FL 33708
1
Baths
1,326 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1952
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$876K
$786K low$966K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$691,632
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$553,306
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.26%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$139,000
CENTRAL BANK · 4.5% 1 · recorded May 12, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$45,000
SUNTRUST BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,088 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$177,984 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$182,288
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$512,246

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.85 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.99%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPinellas
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1983
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Concrete Blocks
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Yes - Type Unknown
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 154 ft²Patio · 72 ft²Porch · 192 ft²Boat access

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Orange Grove ElementaryA+
Elementary · Grades KG–5 · 2.3 mi
H
Seminole High SchoolC-
High · Grades 9–12 · 4.0 mi
M
Seminole Middle SchoolB+
Middle · Grades 6–8 · 4.2 mi

District: Pinellas County School District

Neighborhood · ZIP 33708These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.67%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.15,780
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,015 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,306
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,401
Average tempThe average temperature here across a full year.73°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

654 Normandy Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Pinellas County
  • Costs more per square foot than 96% of homes in Pinellas County
  • Older than 91% of homes in Saint Petersburg 33708

What homes are worth in Saint Petersburg 33708

Each bar is how many homes fall in that price range. The marker is this home.

This home
$108K$2.9M

This home is worth more than 74% of homes in Saint Petersburg 33708.

How it measures up in Saint Petersburg 33708

The dot is this home. The mark in the middle is the typical home in Saint Petersburg 33708.

Estimated value$875,632
CheaperTypical $591,245Pricier

Pricier than 74% of homes nearby

Price per ft²$660
CheaperTypical $414Pricier

Pricier than 82% of homes nearby

Living area1,326 ft²
SmallerTypical 1,296 ft²Bigger

Bigger than 51% of homes nearby

Lot size0.17 ac
SmallerTypical 0.17 acBigger

Bigger than 47% of homes nearby

Year built1952
OlderTypical 1973Newer

Newer than 9% of homes nearby

How 654 Normandy Rd ranks against every home in each area.
MeasureThis homeSaint Petersburg 33708Pinellas County
Estimated valuepricier than$875,63274% of homes91% of homes
Price per ft²pricier than$66082% of homes96% of homes
Living areabigger than1,326 ft²51% of homes50% of homes
Lot sizebigger than0.17 ac47% of homes36% of homes
Year builtnewer than19529% of homes10% of homes

About 654 Normandy Rd

How much is 654 Normandy Rd, Madeira Beach, FL worth?

The TopHap Estimate for 654 Normandy Rd, Madeira Beach, FL is $875,632 as of Jul 14, 2026. The likely range is $785,763 to $965,501. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 654 Normandy Rd, Madeira Beach, FL last sell?

654 Normandy Rd, Madeira Beach, FL last sold on Feb 4, 1991, according to the county's recorded deed.

How big is 654 Normandy Rd, Madeira Beach, FL?

654 Normandy Rd, Madeira Beach, FL has 1 bathrooms, 1,326 square feet of living space and a 0.17-acre lot.

When was 654 Normandy Rd, Madeira Beach, FL built?

654 Normandy Rd, Madeira Beach, FL was built in 1952, making it 74 years old. The building has 1 story.

What schools serve 654 Normandy Rd, Madeira Beach, FL?

654 Normandy Rd, Madeira Beach, FL is assigned to Orange Grove Elementary (elementary), rated A+; Seminole High School (high), rated C-; Seminole Middle School (middle), rated B+. All sit in Pinellas County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 654 Normandy Rd, Madeira Beach, FL compare to other homes in Saint Petersburg 33708?

Among the 11,048 homes in Saint Petersburg 33708, it is worth more than 74% of them ($875,632 against a typical $591,245), its price per square foot is higher than 82% of them ($660 against a typical $414), it is bigger than 51% of them (1,326 ft² against a typical 1,296 ft²), its lot is bigger than 47% of them (0.17 ac against a typical 0.17 ac) and it is newer than 9% of them (1952 against a typical 1973). Measured against all of Pinellas County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 654 Normandy Rd, Madeira Beach, FL?

The 2025 property tax bill for 654 Normandy Rd, Madeira Beach, FL was $2,088. The county assessed it at $177,984.

Closest homes

More homes in Madeira Beach 33708

Assigned schools

Explore the area

See this home in context

Open 654 Normandy Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map