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Single Family ResidenceResidential
$260,948
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

654 RANCH LN

FLORALA, AL 36442
1
Baths
30 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$261K
$238K low$284K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$110,948
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$88,758
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,000
SOUTHERN INDEPENDENT BANK · recorded Jun 3, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$438 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$38,864 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,440
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$22,424
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$12,260
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$194,320

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCOVINGTON
Lot (acres)The size of the land the home sits on, from county records.30.00
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Florala High SchoolD+
Middle · Grades 7–12 · 3.6 mi
E
Ws Harlan Elementary SchoolD+
Elementary · Grades PK–6 · 4.9 mi

District: Covington County School District

Neighborhood · ZIP 36442These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.146
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.73
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.5.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.4,367
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.20 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$47,218
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$61,415
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.62 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

654 Ranch Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Florala 36442
  • Has a bigger lot than 92% of homes in Covington County

What homes are worth in Florala 36442

Each bar is how many homes fall in that price range. The marker is this home.

This home
$37K$523K

This home is worth more than 83% of homes in Florala 36442.

How it measures up in Florala 36442

The dot is this home. The mark in the middle is the typical home in Florala 36442.

Estimated value$260,948
CheaperTypical $127,296Pricier

Pricier than 83% of homes nearby

Lot size30 ac
SmallerTypical 1 acBigger

Bigger than 90% of homes nearby

How 654 Ranch Ln ranks against every home in each area.
MeasureThis homeFlorala 36442Covington County
Estimated valuepricier than$260,94883% of homes81% of homes
Lot sizebigger than30 ac90% of homes92% of homes

About 654 Ranch Ln

How much is 654 Ranch Ln, Florala, AL worth?

The TopHap Estimate for 654 Ranch Ln, Florala, AL is $260,948 as of Jul 14, 2026. The likely range is $238,171 to $283,725. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 654 Ranch Ln, Florala, AL last sell?

654 Ranch Ln, Florala, AL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 654 Ranch Ln, Florala, AL?

654 Ranch Ln, Florala, AL has 1 bathrooms and a 30.00-acre lot.

What schools serve 654 Ranch Ln, Florala, AL?

654 Ranch Ln, Florala, AL is assigned to Florala High School (middle), rated D+; Ws Harlan Elementary School (elementary), rated D+. All sit in Covington County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 654 Ranch Ln, Florala, AL compare to other homes in Florala 36442?

Among the 1,575 homes in Florala 36442, it is worth more than 83% of them ($260,948 against a typical $127,296) and its lot is bigger than 90% of them (30 ac against a typical 1 ac). Measured against all of Covington County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 654 Ranch Ln, Florala, AL?

The 2025 property tax bill for 654 Ranch Ln, Florala, AL was $438. The county assessed it at $38,864.

Closest homes

More homes in Florala 36442

Assigned schools

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