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Single Family ResidenceResidential
$87,196$42 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

656 BENNETT DR

CHIPLEY, FL 32428
3
Baths
2,065 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.

Valuation

$87K
$69K low$105K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.98%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$102,600
SAXON MORTGAGE INC · 8.35% 1 · recorded Apr 12, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,812 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$99,256 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$97,256
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$116,752
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$99,256

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
24
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.4 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWashington
Lot (acres)The size of the land the home sits on, from county records.0.11
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Washington Virtual Instruction Program
Elementary · Grades KG–12 · 0.6 mi

District: Washington County School District

Neighborhood · ZIP 32428These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.17,198
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.56 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,611
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,933
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.62 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

656 Bennett Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Chipley 32428
  • Among the lowest price per square foot in Chipley 32428
  • Bigger than 83% of homes in Washington County
  • Among the smallest lots in Chipley 32428
  • Older than 73% of homes in Chipley 32428

What homes are worth in Chipley 32428

Each bar is how many homes fall in that price range. The marker is this home.

This home
$52K$611K

This home is worth more than 10% of homes in Chipley 32428.

How it measures up in Chipley 32428

The dot is this home. The mark in the middle is the typical home in Chipley 32428.

Estimated value$87,196
CheaperTypical $197,190Pricier

Pricier than 10% of homes nearby

Price per ft²$42
CheaperTypical $129Pricier

Cheaper than almost all homes nearby

Living area2,065 ft²
SmallerTypical 1,494 ft²Bigger

Bigger than 82% of homes nearby

Lot size0.11 ac
SmallerTypical 1.67 acBigger

Smaller than almost all homes nearby

Year built1974
OlderTypical 1991Newer

Newer than 27% of homes nearby

How 656 Bennett Dr ranks against every home in each area.
MeasureThis homeChipley 32428Washington County
Estimated valuepricier than$87,19610% of homes11% of homes
Price per ft²pricier than$42almost no homesalmost no homes
Living areabigger than2,065 ft²82% of homes83% of homes
Lot sizebigger than0.11 acalmost no homesalmost no homes
Year builtnewer than197427% of homes28% of homes

About 656 Bennett Dr

How much is 656 Bennett Dr, Chipley, FL worth?

The TopHap Estimate for 656 Bennett Dr, Chipley, FL is $87,196 as of Jul 14, 2026. The likely range is $69,229 to $105,163. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 656 Bennett Dr, Chipley, FL?

656 Bennett Dr, Chipley, FL has 3 bathrooms, 2,065 square feet of living space and a 0.11-acre lot.

When was 656 Bennett Dr, Chipley, FL built?

656 Bennett Dr, Chipley, FL was built in 1974, making it 52 years old.

What schools serve 656 Bennett Dr, Chipley, FL?

656 Bennett Dr, Chipley, FL is assigned to Washington Virtual Instruction Program (elementary). All sit in Washington County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 656 Bennett Dr, Chipley, FL compare to other homes in Chipley 32428?

Among the 7,795 homes in Chipley 32428, it is worth more than 10% of them ($87,196 against a typical $197,190), its price per square foot is higher than almost none of them ($42 against a typical $129), it is bigger than 82% of them (2,065 ft² against a typical 1,494 ft²), its lot is bigger than almost none of them (0.11 ac against a typical 1.67 ac) and it is newer than 27% of them (1974 against a typical 1991). Measured against all of Washington County, it is worth more than 11% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 656 Bennett Dr, Chipley, FL?

The 2025 property tax bill for 656 Bennett Dr, Chipley, FL was $1,812. The county assessed it at $99,256.

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Assigned schools

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