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Single Family ResidenceResidential
$424,300$298 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $150,900 on Aug 2, 2002

657 GARNET

FRUITA, CO 81521
3
Beds
2
Baths
1,423 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$424K
$403K low$446K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$150,900 · Aug 2, 2002
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$339,300
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$271,440
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.20%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$85,000
BANK OF COLORADO · P · recorded Aug 2, 2002

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,717 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$20,940 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,580
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$15,360
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$20,940
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$312,630

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMesa
Lot (acres)The size of the land the home sits on, from county records.0.25
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 290 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Shelledy Elementary SchoolC+
Elementary · Grades PK–5 · 0.5 mi
H
Fruita Monument High SchoolA-
High · Grades 9–12 · 1.8 mi
M
Fruita Middle SchoolB-
Middle · Grades 6–8 · 2.0 mi

District: Mesa County Valley School District 51

Neighborhood · ZIP 81521These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.70
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.86

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.15,410
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.95 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,741
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,859
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.17 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.71%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

657 Garnet measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 75% of homes in Mesa County
  • Smaller than 67% of homes in Fruita 81521
  • Newer than 73% of homes in Mesa County

What homes are worth in Fruita 81521

Each bar is how many homes fall in that price range. The marker is this home.

This home
$251K$1.1M

This home is worth more than 36% of homes in Fruita 81521.

How it measures up in Fruita 81521

The dot is this home. The mark in the middle is the typical home in Fruita 81521.

Estimated value$424,300
CheaperTypical $471,343Pricier

Pricier than 36% of homes nearby

Price per ft²$298
CheaperTypical $286Pricier

Pricier than 64% of homes nearby

Living area1,423 ft²
SmallerTypical 1,651 ft²Bigger

Bigger than 33% of homes nearby

Lot size0.25 ac
SmallerTypical 0.26 acBigger

Bigger than 49% of homes nearby

Year built2002
OlderTypical 2002Newer

Newer than 53% of homes nearby

How 657 Garnet ranks against every home in each area.
MeasureThis homeFruita 81521Mesa County
Estimated valuepricier than$424,30036% of homes53% of homes
Price per ft²pricier than$29864% of homes75% of homes
Living areabigger than1,423 ft²33% of homes40% of homes
Lot sizebigger than0.25 ac49% of homes40% of homes
Year builtnewer than200253% of homes73% of homes

About 657 Garnet

How much is 657 Garnet, Fruita, CO worth?

The TopHap Estimate for 657 Garnet, Fruita, CO is $424,300 as of Jul 14, 2026. The likely range is $403,001 to $445,599. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 657 Garnet, Fruita, CO last sell?

657 Garnet, Fruita, CO last sold on Aug 2, 2002 for $150,900, according to the county's recorded deed.

How big is 657 Garnet, Fruita, CO?

657 Garnet, Fruita, CO has 3 bedrooms, 2 bathrooms, 1,423 square feet of living space and a 0.25-acre lot.

When was 657 Garnet, Fruita, CO built?

657 Garnet, Fruita, CO was built in 2002, making it 24 years old. It is a ranch home. The building has 1 story.

What schools serve 657 Garnet, Fruita, CO?

657 Garnet, Fruita, CO is assigned to Shelledy Elementary School (elementary), rated C+; Fruita Monument High School (high), rated A-; Fruita Middle School (middle), rated B-. All sit in Mesa County Valley School District 51. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 657 Garnet, Fruita, CO compare to other homes in Fruita 81521?

Among the 6,639 homes in Fruita 81521, it is worth more than 36% of them ($424,300 against a typical $471,343), its price per square foot is higher than 64% of them ($298 against a typical $286), it is bigger than 33% of them (1,423 ft² against a typical 1,651 ft²), its lot is bigger than 49% of them (0.25 ac against a typical 0.26 ac) and it is newer than 53% of them (2002 against a typical 2002). Measured against all of Mesa County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 657 Garnet, Fruita, CO?

The 2024 property tax bill for 657 Garnet, Fruita, CO was $1,717. The county assessed it at $20,940.

More homes on Garnet

Closest homes

More homes in Fruita 81521

Assigned schools

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