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Rural ResidenceResidential
$309,150$247 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 57How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

657 ROUTE 3

CLAY, WV 25043
2
Beds
1
Baths
1,250 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
41.8 ac
Lot SizeThe size of the land the home sits on, from county records.
1932
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$309K
$177K low$441K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$309,150
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$247,320

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$688 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$90,090 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,280
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$75,810
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$89,760
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$300,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.25 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyNicholas
Lot (acres)The size of the land the home sits on, from county records.41.80
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Nicholas County High SchoolD-
High · Grades 9–12 · 6.9 mi
M
Summersville Middle SchoolC-
Middle · Grades 6–8 · 7.0 mi
E
Summersville Elementary SchoolC
Elementary · Grades PK–5 · 8.7 mi

District: Nicholas County School District

Neighborhood · ZIP 25043These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.164
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.24%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.1,754
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.17 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$34,669
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$50,022
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

657 Route 3 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Clay 25043
  • Among the highest price per square foot in Clay 25043
  • Has a bigger lot than 96% of homes in Nicholas County
  • Older than 87% of homes in Clay 25043

What homes are worth in Clay 25043

Each bar is how many homes fall in that price range. The marker is this home.

This home
$40K$301K

This home is worth more than almost all homes in Clay 25043.

How it measures up in Clay 25043

The dot is this home. The mark in the middle is the typical home in Clay 25043.

Estimated value$309,150
CheaperTypical $89,429Pricier

Pricier than almost all homes nearby

Price per ft²$247
CheaperTypical $81Pricier

Pricier than almost all homes nearby

Living area1,250 ft²
SmallerTypical 1,292 ft²Bigger

Bigger than 47% of homes nearby

Lot size41.8 ac
SmallerTypical 0.97 acBigger

Bigger than 95% of homes nearby

Year built1932
OlderTypical 1964Newer

Newer than 13% of homes nearby

How 657 Route 3 ranks against every home in each area.
MeasureThis homeClay 25043Nicholas County
Estimated valuepricier than$309,150almost all homes89% of homes
Price per ft²pricier than$247almost all homes97% of homes
Living areabigger than1,250 ft²47% of homes36% of homes
Lot sizebigger than41.8 ac95% of homes96% of homes
Year builtnewer than193213% of homes13% of homes

About 657 Route 3

How much is 657 Route 3, Clay, WV worth?

The TopHap Estimate for 657 Route 3, Clay, WV is $309,150 as of Jul 14, 2026. The likely range is $177,210 to $441,090. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 657 Route 3, Clay, WV last sell?

657 Route 3, Clay, WV last sold on Mar 26, 2007, according to the county's recorded deed.

How big is 657 Route 3, Clay, WV?

657 Route 3, Clay, WV has 2 bedrooms, 1 bathrooms, 1,250 square feet of living space and a 41.80-acre lot.

When was 657 Route 3, Clay, WV built?

657 Route 3, Clay, WV was built in 1932, making it 94 years old. It is a conventional home. The building has 1 story.

What schools serve 657 Route 3, Clay, WV?

657 Route 3, Clay, WV is assigned to Nicholas County High School (high), rated D-; Summersville Middle School (middle), rated C-; Summersville Elementary School (elementary), rated C. All sit in Nicholas County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 657 Route 3, Clay, WV compare to other homes in Clay 25043?

Among the 692 homes in Clay 25043, it is worth more than almost all of them ($309,150 against a typical $89,429), its price per square foot is higher than almost all of them ($247 against a typical $81), it is bigger than 47% of them (1,250 ft² against a typical 1,292 ft²), its lot is bigger than 95% of them (41.8 ac against a typical 0.97 ac) and it is newer than 13% of them (1932 against a typical 1964). Measured against all of Nicholas County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 657 Route 3, Clay, WV?

The 2025 property tax bill for 657 Route 3, Clay, WV was $688. The county assessed it at $90,090.

Closest homes

More homes in Clay 25043

Assigned schools

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