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Single Family ResidenceResidential
$522,786$207 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $148,689 on Aug 15, 2016

676 RIVER ST

WINCHENDON, MA 01475
4
Beds
2.5
Baths
2,531 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.23 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$523K
$501K low$544K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$148,689 · Aug 15, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$207,786
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$166,229
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.53%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$215,000
GFA FEDERAL CREDIT UNION · R · recorded Jan 13, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
GFA FEDERAL CREDIT UNION

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,447 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$548,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$57,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$491,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$451,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$489,915

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.area not mapped

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyWORCESTER
Lot (acres)The size of the land the home sits on, from county records.3.23
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Murdock Middle SchoolC
Middle · Grades 6–8 · 2.6 mi
H
Murdock High SchoolD
High · Grades 9–12 · 2.6 mi
E
Memorial
Elementary · Grades KG–2 · 2.7 mi

District: Winchendon School District

Neighborhood · ZIP 01475These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.10,310
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.240 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,119
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,713
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

676 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Winchendon 01475
  • Costs less per square foot than 94% of homes in Worcester County
  • Bigger than 88% of homes in Winchendon 01475
  • Has a bigger lot than 89% of homes in Worcester County
  • Newer than 94% of homes in Winchendon 01475

What homes are worth in Winchendon 01475

Each bar is how many homes fall in that price range. The marker is this home.

This home
$168K$689K

This home is worth more than 88% of homes in Winchendon 01475.

How it measures up in Winchendon 01475

The dot is this home. The mark in the middle is the typical home in Winchendon 01475.

Estimated value$522,786
CheaperTypical $385,200Pricier

Pricier than 88% of homes nearby

Price per ft²$207
CheaperTypical $246Pricier

Pricier than 25% of homes nearby

Living area2,531 ft²
SmallerTypical 1,589 ft²Bigger

Bigger than 88% of homes nearby

Lot size3.23 ac
SmallerTypical 0.97 acBigger

Bigger than 86% of homes nearby

Year built2006
OlderTypical 1978Newer

Newer than 94% of homes nearby

How 676 River St ranks against every home in each area.
MeasureThis homeWinchendon 01475Worcester County
Estimated valuepricier than$522,78688% of homes58% of homes
Price per ft²pricier than$20725% of homes6% of homes
Living areabigger than2,531 ft²88% of homes81% of homes
Lot sizebigger than3.23 ac86% of homes89% of homes
Year builtnewer than200694% of homes91% of homes

About 676 River St

How much is 676 River St, Winchendon, MA worth?

The TopHap Estimate for 676 River St, Winchendon, MA is $522,786 as of Jul 14, 2026. The likely range is $501,249 to $544,323. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 676 River St, Winchendon, MA last sell?

676 River St, Winchendon, MA last sold on Aug 15, 2016 for $148,689, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 676 River St, Winchendon, MA?

676 River St, Winchendon, MA has 4 bedrooms, 2.5 bathrooms, 2,531 square feet of living space and a 3.23-acre lot.

When was 676 River St, Winchendon, MA built?

676 River St, Winchendon, MA was built in 2006, making it 20 years old. It is a cape cod home. The building has 1 story.

What schools serve 676 River St, Winchendon, MA?

676 River St, Winchendon, MA is assigned to Murdock Middle School (middle), rated C; Murdock High School (high), rated D; Memorial (elementary). All sit in Winchendon School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 676 River St, Winchendon, MA compare to other homes in Winchendon 01475?

Among the 3,357 homes in Winchendon 01475, it is worth more than 88% of them ($522,786 against a typical $385,200), its price per square foot is higher than 25% of them ($207 against a typical $246), it is bigger than 88% of them (2,531 ft² against a typical 1,589 ft²), its lot is bigger than 86% of them (3.23 ac against a typical 0.97 ac) and it is newer than 94% of them (2006 against a typical 1978). Measured against all of Worcester County, it is worth more than 58% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 676 River St, Winchendon, MA?

The 2025 property tax bill for 676 River St, Winchendon, MA was $6,447. The county assessed it at $548,700.

More homes on River St

Closest homes

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Assigned schools

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