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Single Family ResidenceResidential
$1,451,313$203 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

676 TOCCOA RIVER FRST

MINERAL BLUFF, GA 30559
6 / 1
Baths
7,158 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.01 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.5M
$1.3M low$1.6M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$691,313
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$553,050
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.51%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$610,000
UNITED COMMUNITY BANK · 4.25% 1 · recorded May 23, 2019
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,000
UNITED COMMUNITY BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,072 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$494,220 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$96,825
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$397,395
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$494,220
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,235,550

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.64
96
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.173 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Tlog Home
CountyFannin
Lot (acres)The size of the land the home sits on, from county records.4.01
ConstructionThe main material the home's frame and walls are built from.Log
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 60 ft²Patio · 324 ft²Porch · 628 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Fannin County Middle SchoolB
Middle · Grades 6–8 · 2.5 mi
H
Fannin County High SchoolC+
High · Grades 9–12 · 4.0 mi
E
West Fannin Elementary SchoolB
Elementary · Grades KG–5 · 4.4 mi

District: Fannin County School District

Neighborhood · ZIP 30559These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.127
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.125

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.61%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.5,081
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.102 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,286
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,485
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.63 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

676 Toccoa River Frst measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Mineral Bluff 30559
  • Costs less per square foot than 78% of homes in Mineral Bluff 30559
  • Among the largest homes in Mineral Bluff 30559
  • Has a bigger lot than 80% of homes in Fannin County
  • Older than 68% of homes in Mineral Bluff 30559

What homes are worth in Mineral Bluff 30559

Each bar is how many homes fall in that price range. The marker is this home.

This home
$96K$1.5M

This home is worth more than 98% of homes in Mineral Bluff 30559.

How it measures up in Mineral Bluff 30559

The dot is this home. The mark in the middle is the typical home in Mineral Bluff 30559.

Estimated value$1,451,313
CheaperTypical $466,297Pricier

Pricier than 98% of homes nearby

Price per ft²$203
CheaperTypical $270Pricier

Pricier than 22% of homes nearby

Living area7,158 ft²
SmallerTypical 1,704 ft²Bigger

Bigger than almost all homes nearby

Lot size4.01 ac
SmallerTypical 2 acBigger

Bigger than 75% of homes nearby

Year built1991
OlderTypical 2001Newer

Newer than 32% of homes nearby

How 676 Toccoa River Frst ranks against every home in each area.
MeasureThis homeMineral Bluff 30559Fannin County
Estimated valuepricier than$1,451,31398% of homes97% of homes
Price per ft²pricier than$20322% of homes23% of homes
Living areabigger than7,158 ft²almost all homesalmost all homes
Lot sizebigger than4.01 ac75% of homes80% of homes
Year builtnewer than199132% of homes39% of homes

About 676 Toccoa River Frst

How much is 676 Toccoa River Frst, Mineral Bluff, GA worth?

The TopHap Estimate for 676 Toccoa River Frst, Mineral Bluff, GA is $1,451,313 as of Jul 14, 2026. The likely range is $1,288,816 to $1,613,810. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 676 Toccoa River Frst, Mineral Bluff, GA last sell?

676 Toccoa River Frst, Mineral Bluff, GA last sold on Nov 13, 2019, according to the county's recorded deed.

How big is 676 Toccoa River Frst, Mineral Bluff, GA?

676 Toccoa River Frst, Mineral Bluff, GA has 6 bathrooms, 7,158 square feet of living space and a 4.01-acre lot.

When was 676 Toccoa River Frst, Mineral Bluff, GA built?

676 Toccoa River Frst, Mineral Bluff, GA was built in 1991, making it 35 years old. It is a tlog home home. The building has 2 stories.

What schools serve 676 Toccoa River Frst, Mineral Bluff, GA?

676 Toccoa River Frst, Mineral Bluff, GA is assigned to Fannin County Middle School (middle), rated B; Fannin County High School (high), rated C+; West Fannin Elementary School (elementary), rated B. All sit in Fannin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 676 Toccoa River Frst, Mineral Bluff, GA compare to other homes in Mineral Bluff 30559?

Among the 3,613 homes in Mineral Bluff 30559, it is worth more than 98% of them ($1,451,313 against a typical $466,297), its price per square foot is higher than 22% of them ($203 against a typical $270), it is bigger than almost all of them (7,158 ft² against a typical 1,704 ft²), its lot is bigger than 75% of them (4.01 ac against a typical 2 ac) and it is newer than 32% of them (1991 against a typical 2001). Measured against all of Fannin County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 676 Toccoa River Frst, Mineral Bluff, GA?

The 2025 property tax bill for 676 Toccoa River Frst, Mineral Bluff, GA was $4,072. The county assessed it at $494,220.

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