Skip to content
Skip to content
TopHapOpen in map
Single Family ResidentialResidential
$525,136$474 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $380,000 on Oct 18, 2019

728 TOCCOA RIVER FRST

MINERAL BLUFF, GA 30559
2
Baths
1,108 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$525K
$470K low$581K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$380,000 · Oct 18, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$525,136
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$420,109

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,451 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$159,871 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$49,240
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$110,631
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$159,871
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$399,679

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.76 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyFannin
Lot (acres)The size of the land the home sits on, from county records.1.40
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 100 ft²Patio · 49 ft²Porch · 680 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Fannin County Middle SchoolB
Middle · Grades 6–8 · 2.4 mi
H
Fannin County High SchoolC+
High · Grades 9–12 · 3.9 mi
E
West Fannin Elementary SchoolB
Elementary · Grades KG–5 · 4.5 mi

District: Fannin County School District

Neighborhood · ZIP 30559These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.127
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.125

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.61%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.5,081
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.102 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,286
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,485
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.63 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

728 Toccoa River Frst measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 92% of homes in Mineral Bluff 30559
  • Smaller than 80% of homes in Mineral Bluff 30559
  • Has a smaller lot than 70% of homes in Mineral Bluff 30559
  • Older than 65% of homes in Mineral Bluff 30559

What homes are worth in Mineral Bluff 30559

Each bar is how many homes fall in that price range. The marker is this home.

This home
$100K$1.4M

This home is worth more than 58% of homes in Mineral Bluff 30559.

How it measures up in Mineral Bluff 30559

The dot is this home. The mark in the middle is the typical home in Mineral Bluff 30559.

Estimated value$525,136
CheaperTypical $467,864Pricier

Pricier than 58% of homes nearby

Price per ft²$474
CheaperTypical $272Pricier

Pricier than 92% of homes nearby

Living area1,108 ft²
SmallerTypical 1,712 ft²Bigger

Bigger than 20% of homes nearby

Lot size1.4 ac
SmallerTypical 2 acBigger

Bigger than 30% of homes nearby

Year built1994
OlderTypical 2001Newer

Newer than 35% of homes nearby

How 728 Toccoa River Frst ranks against every home in each area.
MeasureThis homeMineral Bluff 30559Fannin County
Estimated valuepricier than$525,13658% of homes59% of homes
Price per ft²pricier than$47492% of homes92% of homes
Living areabigger than1,108 ft²20% of homes20% of homes
Lot sizebigger than1.4 ac30% of homes40% of homes
Year builtnewer than199435% of homes43% of homes

About 728 Toccoa River Frst

How much is 728 Toccoa River Frst, Mineral Bluff, GA worth?

The TopHap Estimate for 728 Toccoa River Frst, Mineral Bluff, GA is $525,136 as of Jul 14, 2026. The likely range is $469,573 to $580,699. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 728 Toccoa River Frst, Mineral Bluff, GA last sell?

728 Toccoa River Frst, Mineral Bluff, GA last sold on Oct 18, 2019 for $380,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 728 Toccoa River Frst, Mineral Bluff, GA?

728 Toccoa River Frst, Mineral Bluff, GA has 2 bathrooms, 1,108 square feet of living space and a 1.40-acre lot.

When was 728 Toccoa River Frst, Mineral Bluff, GA built?

728 Toccoa River Frst, Mineral Bluff, GA was built in 1994, making it 32 years old. The building has 1 story.

What schools serve 728 Toccoa River Frst, Mineral Bluff, GA?

728 Toccoa River Frst, Mineral Bluff, GA is assigned to Fannin County Middle School (middle), rated B; Fannin County High School (high), rated C+; West Fannin Elementary School (elementary), rated B. All sit in Fannin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 728 Toccoa River Frst, Mineral Bluff, GA compare to other homes in Mineral Bluff 30559?

Among the 3,613 homes in Mineral Bluff 30559, it is worth more than 58% of them ($525,136 against a typical $467,864), its price per square foot is higher than 92% of them ($474 against a typical $272), it is bigger than 20% of them (1,108 ft² against a typical 1,712 ft²), its lot is bigger than 30% of them (1.4 ac against a typical 2 ac) and it is newer than 35% of them (1994 against a typical 2001). Measured against all of Fannin County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 728 Toccoa River Frst, Mineral Bluff, GA?

The 2025 property tax bill for 728 Toccoa River Frst, Mineral Bluff, GA was $1,451. The county assessed it at $159,871.

Closest homes

More homes in Mineral Bluff 30559

Assigned schools

Explore the area

See this home in context

Open 728 Toccoa River Frst on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map