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Single Family ResidenceResidential
$382,735$175 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

677 ROCK RD

CONCORDIA, KS 66901
2
Beds
2 / 1
Baths
2,184 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10.53 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$383K
$374K low$392K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$287,735
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$230,188
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.26%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$91,000
THUNDER BANK · recorded Sep 21, 2009
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$4,000
FEDEARL HOME LOAN BANK OF TOPEKA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,587 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$22,190 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,683
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$18,507
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$18,808
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$192,960

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.53
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
45
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCloud
Lot (acres)The size of the land the home sits on, from county records.10.53
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 64 ft²Patio · 64 ft²Porch · 32 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Concordia Jr-Sr High SchoolB+
Middle · Grades 7–12 · 7.4 mi
E
Concordia Elementary SchoolC+
Elementary · Grades PK–4 · 8.8 mi

District: Concordia Unified School District 333

Neighborhood · ZIP 66901These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.127
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.6,250
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.22 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,885
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,614
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

677 Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Concordia 66901
  • Costs more per square foot than 95% of homes in Cloud County
  • Bigger than 90% of homes in Concordia 66901
  • Has a bigger lot than 92% of homes in Concordia 66901
  • Newer than 92% of homes in Concordia 66901

What homes are worth in Concordia 66901

Each bar is how many homes fall in that price range. The marker is this home.

This home
$39K$389K

This home is worth more than 98% of homes in Concordia 66901.

How it measures up in Concordia 66901

The dot is this home. The mark in the middle is the typical home in Concordia 66901.

Estimated value$382,735
CheaperTypical $114,120Pricier

Pricier than 98% of homes nearby

Price per ft²$175
CheaperTypical $90Pricier

Pricier than 93% of homes nearby

Living area2,184 ft²
SmallerTypical 1,260 ft²Bigger

Bigger than 90% of homes nearby

Lot size10.53 ac
SmallerTypical 0.2 acBigger

Bigger than 92% of homes nearby

Year built1987
OlderTypical 1935Newer

Newer than 92% of homes nearby

How 677 Rock Rd ranks against every home in each area.
MeasureThis homeConcordia 66901Cloud County
Estimated valuepricier than$382,73598% of homes98% of homes
Price per ft²pricier than$17593% of homes95% of homes
Living areabigger than2,184 ft²90% of homes90% of homes
Lot sizebigger than10.53 ac92% of homes89% of homes
Year builtnewer than198792% of homes92% of homes

About 677 Rock Rd

How much is 677 Rock Rd, Concordia, KS worth?

The TopHap Estimate for 677 Rock Rd, Concordia, KS is $382,735 as of Jul 14, 2026. The likely range is $373,651 to $391,819. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 677 Rock Rd, Concordia, KS?

677 Rock Rd, Concordia, KS has 2 bedrooms, 2 bathrooms, 2,184 square feet of living space and a 10.53-acre lot.

When was 677 Rock Rd, Concordia, KS built?

677 Rock Rd, Concordia, KS was built in 1987, making it 39 years old. The building has 1 story.

What schools serve 677 Rock Rd, Concordia, KS?

677 Rock Rd, Concordia, KS is assigned to Concordia Jr-Sr High School (middle), rated B+; Concordia Elementary School (elementary), rated C+. All sit in Concordia Unified School District 333. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 677 Rock Rd, Concordia, KS compare to other homes in Concordia 66901?

Among the 2,661 homes in Concordia 66901, it is worth more than 98% of them ($382,735 against a typical $114,120), its price per square foot is higher than 93% of them ($175 against a typical $90), it is bigger than 90% of them (2,184 ft² against a typical 1,260 ft²), its lot is bigger than 92% of them (10.53 ac against a typical 0.2 ac) and it is newer than 92% of them (1987 against a typical 1935). Measured against all of Cloud County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 677 Rock Rd, Concordia, KS?

The 2023 property tax bill for 677 Rock Rd, Concordia, KS was $2,587. The county assessed it at $22,190.

Closest homes

More homes in Concordia 66901

Assigned schools

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