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Single Family ResidenceResidential
$230,645$114 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $53,000 on Oct 1, 2003

865 ROCK RD

CONCORDIA, KS 66901
3
Beds
1
Baths
2,030 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
7 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$231K
$208K low$253K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$53,000 · Oct 1, 2003
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$183,145
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$146,516
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.18%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$47,500
STONEGATE MORTGAGE CORPORATION · recorded Jul 27, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,106 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$11,555 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,381
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$9,174
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$8,280
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$100,470

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
37
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
46
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Old Style
CountyCloud
Lot (acres)The size of the land the home sits on, from county records.7.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 96 ft²Porch · 110 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Concordia Jr-Sr High SchoolB+
Middle · Grades 7–12 · 5.5 mi
E
Concordia Elementary SchoolC+
Elementary · Grades PK–4 · 6.9 mi

District: Concordia Unified School District 333

Neighborhood · ZIP 66901These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.127
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.6,250
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.22 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,885
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,614
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

865 Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Cloud County
  • Costs more per square foot than 72% of homes in Cloud County
  • Bigger than 87% of homes in Concordia 66901
  • Has a bigger lot than 90% of homes in Concordia 66901
  • Older than 83% of homes in Concordia 66901

What homes are worth in Concordia 66901

Each bar is how many homes fall in that price range. The marker is this home.

This home
$38K$383K

This home is worth more than 87% of homes in Concordia 66901.

How it measures up in Concordia 66901

The dot is this home. The mark in the middle is the typical home in Concordia 66901.

Estimated value$230,645
CheaperTypical $112,759Pricier

Pricier than 87% of homes nearby

Price per ft²$114
CheaperTypical $90Pricier

Pricier than 67% of homes nearby

Living area2,030 ft²
SmallerTypical 1,260 ft²Bigger

Bigger than 87% of homes nearby

Lot size7 ac
SmallerTypical 0.2 acBigger

Bigger than 90% of homes nearby

Year built1900
OlderTypical 1935Newer

Newer than 17% of homes nearby

How 865 Rock Rd ranks against every home in each area.
MeasureThis homeConcordia 66901Cloud County
Estimated valuepricier than$230,64587% of homes88% of homes
Price per ft²pricier than$11467% of homes72% of homes
Living areabigger than2,030 ft²87% of homes87% of homes
Lot sizebigger than7 ac90% of homes87% of homes
Year builtnewer than190017% of homes20% of homes

About 865 Rock Rd

How much is 865 Rock Rd, Concordia, KS worth?

The TopHap Estimate for 865 Rock Rd, Concordia, KS is $230,645 as of Jul 14, 2026. The likely range is $208,289 to $253,001. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 865 Rock Rd, Concordia, KS last sell?

865 Rock Rd, Concordia, KS last sold on Oct 1, 2003 for $53,000, according to the county's recorded deed.

How big is 865 Rock Rd, Concordia, KS?

865 Rock Rd, Concordia, KS has 3 bedrooms, 1 bathrooms, 2,030 square feet of living space and a 7.00-acre lot.

When was 865 Rock Rd, Concordia, KS built?

865 Rock Rd, Concordia, KS was built in 1900, making it 126 years old. It is a old style home. The building has 2 stories.

What schools serve 865 Rock Rd, Concordia, KS?

865 Rock Rd, Concordia, KS is assigned to Concordia Jr-Sr High School (middle), rated B+; Concordia Elementary School (elementary), rated C+. All sit in Concordia Unified School District 333. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 865 Rock Rd, Concordia, KS compare to other homes in Concordia 66901?

Among the 2,661 homes in Concordia 66901, it is worth more than 87% of them ($230,645 against a typical $112,759), its price per square foot is higher than 67% of them ($114 against a typical $90), it is bigger than 87% of them (2,030 ft² against a typical 1,260 ft²), its lot is bigger than 90% of them (7 ac against a typical 0.2 ac) and it is newer than 17% of them (1900 against a typical 1935). Measured against all of Cloud County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 865 Rock Rd, Concordia, KS?

The 2023 property tax bill for 865 Rock Rd, Concordia, KS was $1,106. The county assessed it at $11,555.

Closest homes

More homes in Concordia 66901

Assigned schools

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