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Single Family ResidenceResidential
$350,027$295 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $207,000 on Feb 18, 2011

678 RIVER RD

MONTGOMERY, NY 12549
3
Beds
1.5
Baths
1,188 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$350K
$306K low$394K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$207,000 · Feb 18, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,505 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$130,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$43,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$86,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$130,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$351,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyORANGE
Lot (acres)The size of the land the home sits on, from county records.1.20
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Urban
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 168 ft²Porch · 420 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 12549These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.67
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.77

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.12,635
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.310 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$111,473
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$128,283
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

678 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Montgomery 12549
  • Costs more per square foot than 80% of homes in Montgomery 12549
  • Smaller than 89% of homes in Montgomery 12549
  • Has a bigger lot than 76% of homes in Orange County
  • Older than 80% of homes in Montgomery 12549

What homes are worth in Montgomery 12549

Each bar is how many homes fall in that price range. The marker is this home.

This home
$251K$827K

This home is worth more than 16% of homes in Montgomery 12549.

How it measures up in Montgomery 12549

The dot is this home. The mark in the middle is the typical home in Montgomery 12549.

Estimated value$350,027
CheaperTypical $471,392Pricier

Pricier than 16% of homes nearby

Price per ft²$295
CheaperTypical $253Pricier

Pricier than 80% of homes nearby

Living area1,188 ft²
SmallerTypical 1,976 ft²Bigger

Bigger than 11% of homes nearby

Lot size1.2 ac
SmallerTypical 1 acBigger

Bigger than 58% of homes nearby

Year built1950
OlderTypical 1985Newer

Newer than 20% of homes nearby

How 678 River Rd ranks against every home in each area.
MeasureThis homeMontgomery 12549Orange County
Estimated valuepricier than$350,02716% of homes24% of homes
Price per ft²pricier than$29580% of homes70% of homes
Living areabigger than1,188 ft²11% of homes18% of homes
Lot sizebigger than1.2 ac58% of homes76% of homes
Year builtnewer than195020% of homes26% of homes

About 678 River Rd

How much is 678 River Rd, Montgomery, NY worth?

The TopHap Estimate for 678 River Rd, Montgomery, NY is $350,027 as of Sep 24, 2026. The likely range is $305,981 to $394,073. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 678 River Rd, Montgomery, NY last sell?

678 River Rd, Montgomery, NY last sold on Feb 18, 2011 for $207,000, according to the county's recorded deed.

How big is 678 River Rd, Montgomery, NY?

678 River Rd, Montgomery, NY has 3 bedrooms, 1.5 bathrooms, 1,188 square feet of living space and a 1.20-acre lot.

When was 678 River Rd, Montgomery, NY built?

678 River Rd, Montgomery, NY was built in 1950, making it 76 years old. It is a ranch home. The building has 1 story.

How does 678 River Rd, Montgomery, NY compare to other homes in Montgomery 12549?

Among the 3,354 homes in Montgomery 12549, it is worth more than 16% of them ($350,027 against a typical $471,392), its price per square foot is higher than 80% of them ($295 against a typical $253), it is bigger than 11% of them (1,188 ft² against a typical 1,976 ft²), its lot is bigger than 58% of them (1.2 ac against a typical 1 ac) and it is newer than 20% of them (1950 against a typical 1985). Measured against all of Orange County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 678 River Rd, Montgomery, NY?

The 2024 property tax bill for 678 River Rd, Montgomery, NY was $6,505. The county assessed it at $130,000.

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