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Single Family ResidenceResidential
$343,867$265 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $190,000 on Mar 1, 2018

692 RIVER RD

MONTGOMERY, NY 12549
3
Beds
1
Baths
1,298 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1932
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$344K
$325K low$363K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$190,000 · Mar 1, 2018

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$115,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$55,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$60,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$115,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$313,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyOrange
Lot (acres)The size of the land the home sits on, from county records.5.20
HeatingThe type of heating system in the home.Hot Water
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 356 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 12549These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.67
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.77

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.12,635
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.310 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$111,473
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$128,283
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

692 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Montgomery 12549
  • Smaller than 85% of homes in Montgomery 12549
  • Has a bigger lot than 95% of homes in Orange County
  • Older than 86% of homes in Montgomery 12549

What homes are worth in Montgomery 12549

Each bar is how many homes fall in that price range. The marker is this home.

This home
$267K$868K

This home is worth more than 14% of homes in Montgomery 12549.

How it measures up in Montgomery 12549

The dot is this home. The mark in the middle is the typical home in Montgomery 12549.

Estimated value$343,867
CheaperTypical $482,515Pricier

Pricier than 14% of homes nearby

Price per ft²$265
CheaperTypical $254Pricier

Pricier than 60% of homes nearby

Living area1,298 ft²
SmallerTypical 1,970 ft²Bigger

Bigger than 15% of homes nearby

Lot size5.2 ac
SmallerTypical 1 acBigger

Bigger than 88% of homes nearby

Year built1932
OlderTypical 1985Newer

Newer than 14% of homes nearby

How 692 River Rd ranks against every home in each area.
MeasureThis homeMontgomery 12549Orange County
Estimated valuepricier than$343,86714% of homes23% of homes
Price per ft²pricier than$26560% of homes50% of homes
Living areabigger than1,298 ft²15% of homes23% of homes
Lot sizebigger than5.2 ac88% of homes95% of homes
Year builtnewer than193214% of homes19% of homes

About 692 River Rd

How much is 692 River Rd, Montgomery, NY worth?

The TopHap Estimate for 692 River Rd, Montgomery, NY is $343,867 as of Aug 30, 2026. The likely range is $324,549 to $363,185. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 692 River Rd, Montgomery, NY last sell?

692 River Rd, Montgomery, NY last sold on Mar 1, 2018 for $190,000, according to the county's recorded deed.

How big is 692 River Rd, Montgomery, NY?

692 River Rd, Montgomery, NY has 3 bedrooms, 1 bathrooms, 1,298 square feet of living space and a 5.20-acre lot.

When was 692 River Rd, Montgomery, NY built?

692 River Rd, Montgomery, NY was built in 1932, making it 94 years old. It is a traditional/old home. The building has 2 stories.

How does 692 River Rd, Montgomery, NY compare to other homes in Montgomery 12549?

Among the 3,343 homes in Montgomery 12549, it is worth more than 14% of them ($343,867 against a typical $482,515), its price per square foot is higher than 60% of them ($265 against a typical $254), it is bigger than 15% of them (1,298 ft² against a typical 1,970 ft²), its lot is bigger than 88% of them (5.2 ac against a typical 1 ac) and it is newer than 14% of them (1932 against a typical 1985). Measured against all of Orange County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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