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Single Family ResidenceResidential
$594,610$183 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

68 MONTEBELLO CT

ROTTERDAM JCT, NY 12150
4
Beds
4 / 1
Baths
3,252 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.38 ac
Lot SizeThe size of the land the home sits on, from county records.
2008
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$595K
$552K low$638K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$236,110
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$188,888
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.59%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$358,500
TRUSTCO BK · recorded Oct 1, 2020

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$391,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$36,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$354,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$391,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$602,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountySchenectady
Lot (acres)The size of the land the home sits on, from county records.4.38
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 219 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Jefferson Elementary SchoolB
Elementary · Grades KG–4 · 6.5 mi
M
Schalmont Middle SchoolD+
Middle · Grades 5–8 · 6.8 mi
H
Schalmont High SchoolC+
High · Grades 9–12 · 6.8 mi

District: Schalmont Central School District

Neighborhood · ZIP 12150These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.334
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.271 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,528
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,638
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

68 Montebello Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Rotterdam Junction 12150
  • Bigger than 97% of homes in Rotterdam Junction 12150
  • Among the largest lots in Rotterdam Junction 12150
  • Among the newest homes in Rotterdam Junction 12150

What homes are worth in Rotterdam Junction 12150

Each bar is how many homes fall in that price range. The marker is this home.

This home
$169K$518K

This home is worth more than almost all homes in Rotterdam Junction 12150.

How it measures up in Rotterdam Junction 12150

The dot is this home. The mark in the middle is the typical home in Rotterdam Junction 12150.

Estimated value$594,610
CheaperTypical $255,286Pricier

Pricier than almost all homes nearby

Price per ft²$183
CheaperTypical $175Pricier

Pricier than 55% of homes nearby

Living area3,252 ft²
SmallerTypical 1,642 ft²Bigger

Bigger than 97% of homes nearby

Lot size4.38 ac
SmallerTypical 0.31 acBigger

Bigger than almost all homes nearby

Year built2008
OlderTypical 1955Newer

Newer than almost all homes nearby

How 68 Montebello Ct ranks against every home in each area.
MeasureThis homeRotterdam Junction 12150Schenectady County
Estimated valuepricier than$594,610almost all homes97% of homes
Price per ft²pricier than$18355% of homes45% of homes
Living areabigger than3,252 ft²97% of homes96% of homes
Lot sizebigger than4.38 acalmost all homes96% of homes
Year builtnewer than2008almost all homes97% of homes

About 68 Montebello Ct

How much is 68 Montebello Ct, Rotterdam Jct, NY worth?

The TopHap Estimate for 68 Montebello Ct, Rotterdam Jct, NY is $594,610 as of Jul 14, 2026. The likely range is $551,620 to $637,600. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 68 Montebello Ct, Rotterdam Jct, NY?

68 Montebello Ct, Rotterdam Jct, NY has 4 bedrooms, 4 bathrooms, 3,252 square feet of living space and a 4.38-acre lot.

When was 68 Montebello Ct, Rotterdam Jct, NY built?

68 Montebello Ct, Rotterdam Jct, NY was built in 2008, making it 18 years old. It is a colonial home. The building has 2 stories.

What schools serve 68 Montebello Ct, Rotterdam Jct, NY?

68 Montebello Ct, Rotterdam Jct, NY is assigned to Jefferson Elementary School (elementary), rated B; Schalmont Middle School (middle), rated D+; Schalmont High School (high), rated C+. All sit in Schalmont Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 68 Montebello Ct, Rotterdam Jct, NY compare to other homes in Rotterdam Junction 12150?

Among the 339 homes in Rotterdam Junction 12150, it is worth more than almost all of them ($594,610 against a typical $255,286), its price per square foot is higher than 55% of them ($183 against a typical $175), it is bigger than 97% of them (3,252 ft² against a typical 1,642 ft²), its lot is bigger than almost all of them (4.38 ac against a typical 0.31 ac) and it is newer than almost all of them (2008 against a typical 1955). Measured against all of Schenectady County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Rotterdam Jct 12150

Assigned schools

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