Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$856,569$223 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $766,400 on Jul 9, 2019

686 E ROCKS DR

SANIBEL, FL 33957
3
Beds
2
Baths
3,848 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.39 ac
Lot SizeThe size of the land the home sits on, from county records.
1983
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$857K
$768K low$945K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$766,400 · Jul 9, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$482,569
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$386,055
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.44%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$374,000
BANK OF AMERICA NA · recorded Apr 27, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,149 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$764,961 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$370,446
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$394,515
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$822,458
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$764,961

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.127 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.99%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLEE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1988
Lot (acres)The size of the land the home sits on, from county records.0.39
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 682 ft²Porch · 554 ft²SprinklersOutdoor kitchen

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
The Sanibel SchoolA+
Elementary · Grades KG–8 · 0.7 mi
H
Cypress Lake High SchoolC+
High · Grades 9–12 · 15.0 mi

District: Lee County School District

Neighborhood · ZIP 33957These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.149
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.49%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.7,147
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.205 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$129,413
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$195,418
Average tempThe average temperature here across a full year.74°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

686 E Rocks Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Lee County
  • Costs less per square foot than 98% of homes in Sanibel 33957
  • Bigger than 94% of homes in Lee County
  • Has a bigger lot than 89% of homes in Lee County
  • Older than 74% of homes in Lee County

What homes are worth in Sanibel 33957

Each bar is how many homes fall in that price range. The marker is this home.

This home
$355K$3.4M

This home is worth more than 43% of homes in Sanibel 33957.

How it measures up in Sanibel 33957

The dot is this home. The mark in the middle is the typical home in Sanibel 33957.

Estimated value$856,569
CheaperTypical $917,062Pricier

Pricier than 43% of homes nearby

Price per ft²$223
CheaperTypical $513Pricier

Pricier than 2% of homes nearby

Living area3,848 ft²
SmallerTypical 1,856 ft²Bigger

Bigger than 89% of homes nearby

Lot size0.39 ac
SmallerTypical 0.29 acBigger

Bigger than 73% of homes nearby

Year built1983
OlderTypical 1979Newer

Newer than 63% of homes nearby

How 686 E Rocks Dr ranks against every home in each area.
MeasureThis homeSanibel 33957Lee County
Estimated valuepricier than$856,56943% of homes91% of homes
Price per ft²pricier than$2232% of homes71% of homes
Living areabigger than3,848 ft²89% of homes94% of homes
Lot sizebigger than0.39 ac73% of homes89% of homes
Year builtnewer than198363% of homes26% of homes

About 686 E Rocks Dr

How much is 686 E Rocks Dr, Sanibel, FL worth?

The TopHap Estimate for 686 E Rocks Dr, Sanibel, FL is $856,569 as of Jul 14, 2026. The likely range is $767,642 to $945,496. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 686 E Rocks Dr, Sanibel, FL last sell?

686 E Rocks Dr, Sanibel, FL last sold on Jul 9, 2019 for $766,400, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 686 E Rocks Dr, Sanibel, FL?

686 E Rocks Dr, Sanibel, FL has 3 bedrooms, 2 bathrooms, 3,848 square feet of living space and a 0.39-acre lot.

When was 686 E Rocks Dr, Sanibel, FL built?

686 E Rocks Dr, Sanibel, FL was built in 1983, making it 43 years old. The building has 1 story.

What schools serve 686 E Rocks Dr, Sanibel, FL?

686 E Rocks Dr, Sanibel, FL is assigned to The Sanibel School (elementary), rated A+; Cypress Lake High School (high), rated C+. All sit in Lee County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 686 E Rocks Dr, Sanibel, FL compare to other homes in Sanibel 33957?

Among the 7,143 homes in Sanibel 33957, it is worth more than 43% of them ($856,569 against a typical $917,062), its price per square foot is higher than 2% of them ($223 against a typical $513), it is bigger than 89% of them (3,848 ft² against a typical 1,856 ft²), its lot is bigger than 73% of them (0.39 ac against a typical 0.29 ac) and it is newer than 63% of them (1983 against a typical 1979). Measured against all of Lee County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 686 E Rocks Dr, Sanibel, FL?

The 2025 property tax bill for 686 E Rocks Dr, Sanibel, FL was $12,149. The county assessed it at $764,961.

Closest homes

More homes in Sanibel 33957

Assigned schools

Explore the area

See this home in context

Open 686 E Rocks Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map