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Single Family ResidenceResidential
$167,865$146 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $145,000 on Aug 27, 2021

686 N RIVIERA DR

CLEVELAND, OK 74020
3
Beds
2
Baths
1,148 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.92 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$168K
$158K low$178K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$145,000 · Aug 27, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$167,865
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$134,292

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,202 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$12,618 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,885
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$9,733
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$13,057
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$105,154

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
76
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyPawnee
Lot (acres)The size of the land the home sits on, from county records.0.92
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 80 ft²Porch · 287 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Cleveland High SchoolD+
High · Grades 9–12 · 13.2 mi
E
Cleveland Primary Elementary SchoolB-
Elementary · Grades PK–2 · 13.2 mi
M
Cleveland Middle SchoolC+
Middle · Grades 6–8 · 13.3 mi

District: Cleveland Public Schools

Neighborhood · ZIP 74020These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.7,098
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.87 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,182
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,870
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

686 N Riviera Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 77% of homes in Cleveland 74020
  • Smaller than 76% of homes in Cleveland 74020
  • Has a smaller lot than 76% of homes in Pawnee County
  • Newer than 78% of homes in Cleveland 74020

What homes are worth in Cleveland 74020

Each bar is how many homes fall in that price range. The marker is this home.

This home
$31K$656K

This home is worth more than 51% of homes in Cleveland 74020.

How it measures up in Cleveland 74020

The dot is this home. The mark in the middle is the typical home in Cleveland 74020.

Estimated value$167,865
CheaperTypical $164,686Pricier

Pricier than 51% of homes nearby

Price per ft²$146
CheaperTypical $109Pricier

Pricier than 77% of homes nearby

Living area1,148 ft²
SmallerTypical 1,492 ft²Bigger

Bigger than 24% of homes nearby

Lot size0.92 ac
SmallerTypical 1.16 acBigger

Bigger than 43% of homes nearby

Year built1994
OlderTypical 1974Newer

Newer than 78% of homes nearby

How 686 N Riviera Dr ranks against every home in each area.
MeasureThis homeCleveland 74020Pawnee County
Estimated valuepricier than$167,86551% of homes50% of homes
Price per ft²pricier than$14677% of homes71% of homes
Living areabigger than1,148 ft²24% of homes25% of homes
Lot sizebigger than0.92 ac43% of homes24% of homes
Year builtnewer than199478% of homes74% of homes

About 686 N Riviera Dr

How much is 686 N Riviera Dr, Cleveland, OK worth?

The TopHap Estimate for 686 N Riviera Dr, Cleveland, OK is $167,865 as of Jul 14, 2026. The likely range is $158,206 to $177,524. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 686 N Riviera Dr, Cleveland, OK last sell?

686 N Riviera Dr, Cleveland, OK last sold on Aug 27, 2021 for $145,000, according to the county's recorded deed.

How big is 686 N Riviera Dr, Cleveland, OK?

686 N Riviera Dr, Cleveland, OK has 3 bedrooms, 2 bathrooms, 1,148 square feet of living space and a 0.92-acre lot.

When was 686 N Riviera Dr, Cleveland, OK built?

686 N Riviera Dr, Cleveland, OK was built in 1994, making it 32 years old. It is a traditional/old home. The building has 1 story.

What schools serve 686 N Riviera Dr, Cleveland, OK?

686 N Riviera Dr, Cleveland, OK is assigned to Cleveland High School (high), rated D+; Cleveland Primary Elementary School (elementary), rated B-; Cleveland Middle School (middle), rated C+. All sit in Cleveland Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 686 N Riviera Dr, Cleveland, OK compare to other homes in Cleveland 74020?

Among the 2,821 homes in Cleveland 74020, it is worth more than 51% of them ($167,865 against a typical $164,686), its price per square foot is higher than 77% of them ($146 against a typical $109), it is bigger than 24% of them (1,148 ft² against a typical 1,492 ft²), its lot is bigger than 43% of them (0.92 ac against a typical 1.16 ac) and it is newer than 78% of them (1994 against a typical 1974). Measured against all of Pawnee County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 686 N Riviera Dr, Cleveland, OK?

The 2025 property tax bill for 686 N Riviera Dr, Cleveland, OK was $1,202. The county assessed it at $12,618.

Closest homes

More homes in Cleveland 74020

Assigned schools

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