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Single Family ResidenceResidential
$408,598$182 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $451,000 on May 31, 2023

686 RIDGEHILL DR

ORANGE PARK, FL 32065
4
Beds
2
Baths
2,243 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.38 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$409K
$389K low$428K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$451,000 · May 31, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.114%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$471,819
AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO · recorded Nov 14, 2024

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$367,249 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$317,249
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$362,968
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$367,249

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
47
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
96
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
70
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyClay
Lot (acres)The size of the land the home sits on, from county records.0.38
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 611 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(4)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ridgeview Elementary SchoolB
Elementary · Grades KG–6 · 1.5 mi
H
Ridgeview High SchoolC+
High · Grades 9–12 · 1.8 mi
M
Orange Park Junior High SchoolC-
Middle · Grades 7–8 · 2.9 mi

District: Clay County School District

Neighborhood · ZIP 32065These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.43,476
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,149 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,255
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$112,821
Average tempThe average temperature here across a full year.70°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

686 Ridgehill Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Orange Park 32065
  • Costs more per square foot than 74% of homes in Orange Park 32065
  • Bigger than 75% of homes in Clay County
  • Has a bigger lot than 88% of homes in Orange Park 32065
  • Older than 92% of homes in Orange Park 32065

What homes are worth in Orange Park 32065

Each bar is how many homes fall in that price range. The marker is this home.

This home
$149K$629K

This home is worth more than 81% of homes in Orange Park 32065.

How it measures up in Orange Park 32065

The dot is this home. The mark in the middle is the typical home in Orange Park 32065.

Estimated value$408,598
CheaperTypical $330,852Pricier

Pricier than 81% of homes nearby

Price per ft²$182
CheaperTypical $167Pricier

Pricier than 74% of homes nearby

Living area2,243 ft²
SmallerTypical 1,882 ft²Bigger

Bigger than 69% of homes nearby

Lot size0.38 ac
SmallerTypical 0.21 acBigger

Bigger than 88% of homes nearby

Year built1978
OlderTypical 2005Newer

Newer than 8% of homes nearby

How 686 Ridgehill Dr ranks against every home in each area.
MeasureThis homeOrange Park 32065Clay County
Estimated valuepricier than$408,59881% of homes73% of homes
Price per ft²pricier than$18274% of homes50% of homes
Living areabigger than2,243 ft²69% of homes75% of homes
Lot sizebigger than0.38 ac88% of homes63% of homes
Year builtnewer than19788% of homes18% of homes

About 686 Ridgehill Dr

How much is 686 Ridgehill Dr, Orange Park, FL worth?

The TopHap Estimate for 686 Ridgehill Dr, Orange Park, FL is $408,598 as of Jul 14, 2026. The likely range is $388,848 to $428,348. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 686 Ridgehill Dr, Orange Park, FL last sell?

686 Ridgehill Dr, Orange Park, FL last sold on May 31, 2023 for $451,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 686 Ridgehill Dr, Orange Park, FL?

686 Ridgehill Dr, Orange Park, FL has 4 bedrooms, 2 bathrooms, 2,243 square feet of living space and a 0.38-acre lot.

When was 686 Ridgehill Dr, Orange Park, FL built?

686 Ridgehill Dr, Orange Park, FL was built in 1978, making it 48 years old. The building has 1 story.

What schools serve 686 Ridgehill Dr, Orange Park, FL?

686 Ridgehill Dr, Orange Park, FL is assigned to Ridgeview Elementary School (elementary), rated B; Ridgeview High School (high), rated C+; Orange Park Junior High School (middle), rated C-. All sit in Clay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 686 Ridgehill Dr, Orange Park, FL compare to other homes in Orange Park 32065?

Among the 13,464 homes in Orange Park 32065, it is worth more than 81% of them ($408,598 against a typical $330,852), its price per square foot is higher than 74% of them ($182 against a typical $167), it is bigger than 69% of them (2,243 ft² against a typical 1,882 ft²), its lot is bigger than 88% of them (0.38 ac against a typical 0.21 ac) and it is newer than 8% of them (1978 against a typical 2005). Measured against all of Clay County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Orange Park 32065

Assigned schools

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