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Single Family ResidenceResidential
$555,005$293 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

686 S GARDEN DR

PROVIDENCE, UT 84332
0
Baths
1,891 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.

Valuation

$555K
$516K low$594K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.109%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$583,500
SAGE HOME LOANS CORP · recorded Jan 13, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,003 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$280,800 (2025)
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$510,548

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
56
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
49
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
59
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCache
Lot (acres)The size of the land the home sits on, from county records.0.41

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ridgeline High SchoolB
High · Grades 9–12 · 0.7 mi
M
Spring Creek Middle SchoolB
Middle · Grades 7–8 · 1.0 mi
E
River Heights Elementary SchoolB-
Elementary · Grades KG–6 · 1.9 mi

District: Cache School District

Neighborhood · ZIP 84332These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.41
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.215

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.8,457
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,924 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,870
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$130,848
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.21 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

686 S Garden Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Cache County
  • Bigger than 72% of homes in Cache County
  • Has a bigger lot than 74% of homes in Providence 84332
  • Among the newest homes in Providence 84332

What homes are worth in Providence 84332

Each bar is how many homes fall in that price range. The marker is this home.

This home
$265K$1.3M

This home is worth more than 64% of homes in Providence 84332.

How it measures up in Providence 84332

The dot is this home. The mark in the middle is the typical home in Providence 84332.

Estimated value$555,005
CheaperTypical $483,022Pricier

Pricier than 64% of homes nearby

Price per ft²$293
CheaperTypical $281Pricier

Pricier than 54% of homes nearby

Living area1,891 ft²
SmallerTypical 1,595 ft²Bigger

Bigger than 68% of homes nearby

Lot size0.41 ac
SmallerTypical 0.29 acBigger

Bigger than 74% of homes nearby

Year built2024
OlderTypical 2003Newer

Newer than almost all homes nearby

How 686 S Garden Dr ranks against every home in each area.
MeasureThis homeProvidence 84332Cache County
Estimated valuepricier than$555,00564% of homes74% of homes
Price per ft²pricier than$29354% of homes52% of homes
Living areabigger than1,891 ft²68% of homes72% of homes
Lot sizebigger than0.41 ac74% of homes69% of homes
Year builtnewer than2024almost all homesalmost all homes

About 686 S Garden Dr

How much is 686 S Garden Dr, Providence, UT worth?

The TopHap Estimate for 686 S Garden Dr, Providence, UT is $555,005 as of Jul 14, 2026. The likely range is $516,476 to $593,534. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 686 S Garden Dr, Providence, UT last sell?

686 S Garden Dr, Providence, UT last sold on Dec 30, 2024, according to the county's recorded deed.

How big is 686 S Garden Dr, Providence, UT?

686 S Garden Dr, Providence, UT has 1,891 square feet of living space and a 0.41-acre lot.

When was 686 S Garden Dr, Providence, UT built?

686 S Garden Dr, Providence, UT was built in 2024, making it 2 years old.

What schools serve 686 S Garden Dr, Providence, UT?

686 S Garden Dr, Providence, UT is assigned to Ridgeline High School (high), rated B; Spring Creek Middle School (middle), rated B; River Heights Elementary School (elementary), rated B-. All sit in Cache School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 686 S Garden Dr, Providence, UT compare to other homes in Providence 84332?

Among the 3,141 homes in Providence 84332, it is worth more than 64% of them ($555,005 against a typical $483,022), its price per square foot is higher than 54% of them ($293 against a typical $281), it is bigger than 68% of them (1,891 ft² against a typical 1,595 ft²), its lot is bigger than 74% of them (0.41 ac against a typical 0.29 ac) and it is newer than almost all of them (2024 against a typical 2003). Measured against all of Cache County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 686 S Garden Dr, Providence, UT?

The 2025 property tax bill for 686 S Garden Dr, Providence, UT was $2,003. The county assessed it at $280,800.

More homes in Providence 84332

Assigned schools

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