Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$527,014$325 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

686 STODDARD RD

RICHMOND, MI 48062
1
Baths
1,620 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
12.25 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.

Valuation

$527K
$443K low$611K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$221,114
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$176,891
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.58%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$305,900
LAKE MICHIGAN CU · recorded May 3, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,233 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$224,800 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$213,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$449,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.103 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMACOMB
Lot (acres)The size of the land the home sits on, from county records.12.25
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Memphis Juniorsenior High SchoolB+
Middle · Grades 6–12 · 2.2 mi
E
Memphis Elementary SchoolA-
Elementary · Grades PK–5 · 2.3 mi

District: Memphis Community Schools

Neighborhood · ZIP 48062These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.24

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.10,003
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.253 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,566
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,662
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

686 Stoddard Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Richmond 48062
  • Among the highest price per square foot in Richmond 48062
  • Among the largest lots in Macomb County
  • Among the newest homes in Macomb County

What homes are worth in Richmond 48062

Each bar is how many homes fall in that price range. The marker is this home.

This home
$143K$611K

This home is worth more than 95% of homes in Richmond 48062.

How it measures up in Richmond 48062

The dot is this home. The mark in the middle is the typical home in Richmond 48062.

Estimated value$527,014
CheaperTypical $287,956Pricier

Pricier than 95% of homes nearby

Price per ft²$325
CheaperTypical $177Pricier

Pricier than almost all homes nearby

Living area1,620 ft²
SmallerTypical 1,621 ft²Bigger

Bigger than 50% of homes nearby

Lot size12.25 ac
SmallerTypical 0.51 acBigger

Bigger than 95% of homes nearby

Year built2021
OlderTypical 1989Newer

Newer than 97% of homes nearby

How 686 Stoddard Rd ranks against every home in each area.
MeasureThis homeRichmond 48062Macomb County
Estimated valuepricier than$527,01495% of homes91% of homes
Price per ft²pricier than$325almost all homesalmost all homes
Living areabigger than1,620 ft²50% of homes61% of homes
Lot sizebigger than12.25 ac95% of homesalmost all homes
Year builtnewer than202197% of homesalmost all homes

About 686 Stoddard Rd

How much is 686 Stoddard Rd, Richmond, MI worth?

The TopHap Estimate for 686 Stoddard Rd, Richmond, MI is $527,014 as of Jun 23, 2026. The likely range is $442,691 to $611,336. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 686 Stoddard Rd, Richmond, MI last sell?

686 Stoddard Rd, Richmond, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 686 Stoddard Rd, Richmond, MI?

686 Stoddard Rd, Richmond, MI has 1 bathrooms, 1,620 square feet of living space and a 12.25-acre lot.

When was 686 Stoddard Rd, Richmond, MI built?

686 Stoddard Rd, Richmond, MI was built in 2021, making it 5 years old. It is a ranch home.

What schools serve 686 Stoddard Rd, Richmond, MI?

686 Stoddard Rd, Richmond, MI is assigned to Memphis Juniorsenior High School (middle), rated B+; Memphis Elementary School (elementary), rated A-. All sit in Memphis Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 686 Stoddard Rd, Richmond, MI compare to other homes in Richmond 48062?

Among the 3,318 homes in Richmond 48062, it is worth more than 95% of them ($527,014 against a typical $287,956), its price per square foot is higher than almost all of them ($325 against a typical $177), it is bigger than 50% of them (1,620 ft² against a typical 1,621 ft²), its lot is bigger than 95% of them (12.25 ac against a typical 0.51 ac) and it is newer than 97% of them (2021 against a typical 1989). Measured against all of Macomb County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 686 Stoddard Rd, Richmond, MI?

The 2025 property tax bill for 686 Stoddard Rd, Richmond, MI was $5,233. The county assessed it at $224,800.

Closest homes

More homes in Richmond 48062

Assigned schools

Explore the area

See this home in context

Open 686 Stoddard Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map