Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$534,532$189 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

6895 ROSE LN

LA PLATA, MD 20646
4 / 1
Baths
2,830 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.94 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$535K
$505K low$564K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$235,532
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$188,426
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$199,000
FIRST MARINER BANK · recorded Jul 2, 2003
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
PENTAGON FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,487 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$387,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$86,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$301,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$387,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$387,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
19
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
79
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.3 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyCharles
Lot (acres)The size of the land the home sits on, from county records.0.94
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Vinyl Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 308 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Gale-Bailey Elementary SchoolD
Elementary · Grades PK–5 · 3.7 mi
H
Henry E. Lackey High SchoolD
High · Grades 9–12 · 4.1 mi
M
Glymont Middle SchoolC-
Middle · Grades 6–8 · 5.8 mi

District: Charles County Public Schools

Neighborhood · ZIP 20646These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.31

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.23,382
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.280 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$129,154
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$147,771
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

6895 Rose Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Charles County
  • Costs less per square foot than 88% of homes in La Plata 20646
  • Bigger than 82% of homes in Charles County
  • Has a bigger lot than 71% of homes in Charles County

What homes are worth in La Plata 20646

Each bar is how many homes fall in that price range. The marker is this home.

This home
$247K$827K

This home is worth more than 66% of homes in La Plata 20646.

How it measures up in La Plata 20646

The dot is this home. The mark in the middle is the typical home in La Plata 20646.

Estimated value$534,532
CheaperTypical $470,510Pricier

Pricier than 66% of homes nearby

Price per ft²$189
CheaperTypical $230Pricier

Pricier than 12% of homes nearby

Living area2,830 ft²
SmallerTypical 2,041 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.94 ac
SmallerTypical 0.81 acBigger

Bigger than 53% of homes nearby

Year built1996
OlderTypical 1992Newer

Newer than 56% of homes nearby

How 6895 Rose Ln ranks against every home in each area.
MeasureThis homeLa Plata 20646Charles County
Estimated valuepricier than$534,53266% of homes71% of homes
Price per ft²pricier than$18912% of homes17% of homes
Living areabigger than2,830 ft²80% of homes82% of homes
Lot sizebigger than0.94 ac53% of homes71% of homes
Year builtnewer than199656% of homes57% of homes

About 6895 Rose Ln

How much is 6895 Rose Ln, La Plata, MD worth?

The TopHap Estimate for 6895 Rose Ln, La Plata, MD is $534,532 as of Jul 14, 2026. The likely range is $505,205 to $563,859. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 6895 Rose Ln, La Plata, MD last sell?

6895 Rose Ln, La Plata, MD last sold on Nov 14, 1995, according to the county's recorded deed.

How big is 6895 Rose Ln, La Plata, MD?

6895 Rose Ln, La Plata, MD has 4 bathrooms, 2,830 square feet of living space and a 0.94-acre lot.

When was 6895 Rose Ln, La Plata, MD built?

6895 Rose Ln, La Plata, MD was built in 1996, making it 30 years old. It is a conventional home. The building has 1 story.

What schools serve 6895 Rose Ln, La Plata, MD?

6895 Rose Ln, La Plata, MD is assigned to Gale-Bailey Elementary School (elementary), rated D; Henry E. Lackey High School (high), rated D; Glymont Middle School (middle), rated C-. All sit in Charles County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 6895 Rose Ln, La Plata, MD compare to other homes in La Plata 20646?

Among the 8,394 homes in La Plata 20646, it is worth more than 66% of them ($534,532 against a typical $470,510), its price per square foot is higher than 12% of them ($189 against a typical $230), it is bigger than 80% of them (2,830 ft² against a typical 2,041 ft²), its lot is bigger than 53% of them (0.94 ac against a typical 0.81 ac) and it is newer than 56% of them (1996 against a typical 1992). Measured against all of Charles County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 6895 Rose Ln, La Plata, MD?

The 2025 property tax bill for 6895 Rose Ln, La Plata, MD was $5,487. The county assessed it at $387,300.

Closest homes

More homes in La Plata 20646

Assigned schools

Explore the area

See this home in context

Open 6895 Rose Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map