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Residential (General/Single)Residential
$610,127$805 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

6896 W CUMMINGS LOOP

RATHDRUM, ID 83858
3
Beds
1
Baths
758 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1948
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$610K
$585K low$636K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$530,127
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$424,102
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.12%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$80,000
STERLING SAVINGS BANK · recorded Apr 2, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,639 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$700,930 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$540,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$160,930
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$700,930
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$700,930

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.113 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyKootenai
Lot (acres)The size of the land the home sits on, from county records.0.19
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
HeatingThe type of heating system in the home.Baseboard
CoolingThe type of cooling or air conditioning in the home.None
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Boat lift

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Twin Lakes Elementary SchoolA-
Elementary · Grades KG–5 · 2.4 mi
H
Timberlake High SchoolA
High · Grades 9–12 · 4.5 mi
M
Timberlake Middle SchoolD-
Middle · Grades 6–8 · 4.6 mi

District: Lakeland Joint School District 272

Neighborhood · ZIP 83858These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.20,348
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.178 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,548
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,301
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

6896 W Cummings Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 97% of homes in Rathdrum 83858
  • Smaller than 96% of homes in Rathdrum 83858
  • Has a smaller lot than 77% of homes in Rathdrum 83858
  • Older than 96% of homes in Rathdrum 83858

What homes are worth in Rathdrum 83858

Each bar is how many homes fall in that price range. The marker is this home.

This home
$314K$1.6M

This home is worth more than 54% of homes in Rathdrum 83858.

How it measures up in Rathdrum 83858

The dot is this home. The mark in the middle is the typical home in Rathdrum 83858.

Estimated value$610,127
CheaperTypical $578,871Pricier

Pricier than 54% of homes nearby

Price per ft²$805
CheaperTypical $352Pricier

Pricier than 97% of homes nearby

Living area758 ft²
SmallerTypical 1,752 ft²Bigger

Bigger than 4% of homes nearby

Lot size0.19 ac
SmallerTypical 0.29 acBigger

Bigger than 23% of homes nearby

Year built1948
OlderTypical 2002Newer

Newer than 4% of homes nearby

How 6896 W Cummings Loop ranks against every home in each area.
MeasureThis homeRathdrum 83858Kootenai County
Estimated valuepricier than$610,12754% of homes50% of homes
Price per ft²pricier than$80597% of homes95% of homes
Living areabigger than758 ft²4% of homes4% of homes
Lot sizebigger than0.19 ac23% of homes29% of homes
Year builtnewer than19484% of homes6% of homes

About 6896 W Cummings Loop

How much is 6896 W Cummings Loop, Rathdrum, ID worth?

The TopHap Estimate for 6896 W Cummings Loop, Rathdrum, ID is $610,127 as of Jul 14, 2026. The likely range is $584,698 to $635,556. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 6896 W Cummings Loop, Rathdrum, ID last sell?

6896 W Cummings Loop, Rathdrum, ID last sold on Feb 15, 2024, according to the county's recorded deed.

How big is 6896 W Cummings Loop, Rathdrum, ID?

6896 W Cummings Loop, Rathdrum, ID has 3 bedrooms, 1 bathrooms, 758 square feet of living space and a 0.19-acre lot.

When was 6896 W Cummings Loop, Rathdrum, ID built?

6896 W Cummings Loop, Rathdrum, ID was built in 1948, making it 78 years old. The building has 1 story.

What schools serve 6896 W Cummings Loop, Rathdrum, ID?

6896 W Cummings Loop, Rathdrum, ID is assigned to Twin Lakes Elementary School (elementary), rated A-; Timberlake High School (high), rated A; Timberlake Middle School (middle), rated D-. All sit in Lakeland Joint School District 272. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 6896 W Cummings Loop, Rathdrum, ID compare to other homes in Rathdrum 83858?

Among the 8,676 homes in Rathdrum 83858, it is worth more than 54% of them ($610,127 against a typical $578,871), its price per square foot is higher than 97% of them ($805 against a typical $352), it is bigger than 4% of them (758 ft² against a typical 1,752 ft²), its lot is bigger than 23% of them (0.19 ac against a typical 0.29 ac) and it is newer than 4% of them (1948 against a typical 2002). Measured against all of Kootenai County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 6896 W Cummings Loop, Rathdrum, ID?

The 2025 property tax bill for 6896 W Cummings Loop, Rathdrum, ID was $2,639. The county assessed it at $700,930.

Closest homes

More homes in Rathdrum 83858

Assigned schools

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