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Single Family ResidenceResidential
$240,560$188 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

6987 LOWELL RD

ROME, NY 13440
3
Beds
2
Baths
1,280 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.57 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$241K
$216K low$265K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$159,760
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$127,808
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.38%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$80,800
COMMUNITY BANK NA · R · recorded Nov 16, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$92 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$84,700 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$21,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$63,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$84,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$222,895

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyOneida
Lot (acres)The size of the land the home sits on, from county records.1.57
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Deforest a Hill Primary School
Elementary · Grades PK–2 · 1.1 mi
M
Donald H Crane Junior/Senior High SchoolA
Middle · Grades 7–12 · 1.1 mi

District: Westmoreland Central School District

Neighborhood · ZIP 13440These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.38,469
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.343 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,244
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,505
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

6987 Lowell Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Rome 13440
  • Costs more per square foot than 87% of homes in Rome 13440
  • Smaller than 70% of homes in Oneida County
  • Has a bigger lot than 86% of homes in Rome 13440
  • Among the newest homes in Rome 13440

What homes are worth in Rome 13440

Each bar is how many homes fall in that price range. The marker is this home.

This home
$74K$448K

This home is worth more than 69% of homes in Rome 13440.

How it measures up in Rome 13440

The dot is this home. The mark in the middle is the typical home in Rome 13440.

Estimated value$240,560
CheaperTypical $199,000Pricier

Pricier than 69% of homes nearby

Price per ft²$188
CheaperTypical $143Pricier

Pricier than 87% of homes nearby

Living area1,280 ft²
SmallerTypical 1,526 ft²Bigger

Bigger than 32% of homes nearby

Lot size1.57 ac
SmallerTypical 0.29 acBigger

Bigger than 86% of homes nearby

Year built2021
OlderTypical 1950Newer

Newer than almost all homes nearby

How 6987 Lowell Rd ranks against every home in each area.
MeasureThis homeRome 13440Oneida County
Estimated valuepricier than$240,56069% of homes59% of homes
Price per ft²pricier than$18887% of homes78% of homes
Living areabigger than1,280 ft²32% of homes30% of homes
Lot sizebigger than1.57 ac86% of homes78% of homes
Year builtnewer than2021almost all homesalmost all homes

About 6987 Lowell Rd

How much is 6987 Lowell Rd, Rome, NY worth?

The TopHap Estimate for 6987 Lowell Rd, Rome, NY is $240,560 as of Jul 14, 2026. The likely range is $216,396 to $264,724. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 6987 Lowell Rd, Rome, NY?

6987 Lowell Rd, Rome, NY has 3 bedrooms, 2 bathrooms, 1,280 square feet of living space and a 1.57-acre lot.

When was 6987 Lowell Rd, Rome, NY built?

6987 Lowell Rd, Rome, NY was built in 2021, making it 5 years old. It is a ranch home. The building has 1 story.

What schools serve 6987 Lowell Rd, Rome, NY?

6987 Lowell Rd, Rome, NY is assigned to Deforest a Hill Primary School (elementary); Donald H Crane Junior/Senior High School (middle), rated A. All sit in Westmoreland Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 6987 Lowell Rd, Rome, NY compare to other homes in Rome 13440?

Among the 13,585 homes in Rome 13440, it is worth more than 69% of them ($240,560 against a typical $199,000), its price per square foot is higher than 87% of them ($188 against a typical $143), it is bigger than 32% of them (1,280 ft² against a typical 1,526 ft²), its lot is bigger than 86% of them (1.57 ac against a typical 0.29 ac) and it is newer than almost all of them (2021 against a typical 1950). Measured against all of Oneida County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 6987 Lowell Rd, Rome, NY?

The 2024 property tax bill for 6987 Lowell Rd, Rome, NY was $92. The county assessed it at $84,700.

Closest homes

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Assigned schools

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