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CondominiumResidential
$447,151$222 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $314,000 on Mar 31, 2021

6987 W COTTAGE LN NE

ROCKFORD, MI 49341
5
Beds
3.5
Baths
2,014 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$447K
$416K low$478K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$314,000 · Mar 31, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$127,830
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$102,264
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.71%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$282,321
LAKE MICHIGAN CU · recorded Mar 31, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$37,000
LAKE MICHIGAN CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,887 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$211,200 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$193,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$422,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
77
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyKENT
Lot (acres)The size of the land the home sits on, from county records.1.00
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Crestwood Elementary SchoolA
Elementary · Grades KG–5 · 2.4 mi
M
East Rockford Middle SchoolA
Middle · Grades 6–8 · 2.7 mi
H
Rockford High SchoolA
High · Grades 10–12 · 3.1 mi

District: Rockford Public Schools

Neighborhood · ZIP 49341These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.60
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.38,938
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.451 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$107,521
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$134,089
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

6987 W Cottage Ln Ne measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 73% of homes in Kent County
  • Costs less per square foot than 86% of homes in Rockford 49341
  • Bigger than 80% of homes in Kent County
  • Has a bigger lot than 78% of homes in Kent County
  • Among the newest homes in Kent County

What homes are worth in Rockford 49341

Each bar is how many homes fall in that price range. The marker is this home.

This home
$210K$1.1M

This home is worth more than 45% of homes in Rockford 49341.

How it measures up in Rockford 49341

The dot is this home. The mark in the middle is the typical home in Rockford 49341.

Estimated value$447,151
CheaperTypical $465,874Pricier

Pricier than 45% of homes nearby

Price per ft²$222
CheaperTypical $285Pricier

Pricier than 14% of homes nearby

Living area2,014 ft²
SmallerTypical 1,633 ft²Bigger

Bigger than 72% of homes nearby

Lot size1 ac
SmallerTypical 0.92 acBigger

Bigger than 57% of homes nearby

Year built2020
OlderTypical 1995Newer

Newer than 96% of homes nearby

How 6987 W Cottage Ln Ne ranks against every home in each area.
MeasureThis homeRockford 49341Kent County
Estimated valuepricier than$447,15145% of homes73% of homes
Price per ft²pricier than$22214% of homes37% of homes
Living areabigger than2,014 ft²72% of homes80% of homes
Lot sizebigger than1 ac57% of homes78% of homes
Year builtnewer than202096% of homesalmost all homes

About 6987 W Cottage Ln Ne

How much is 6987 W Cottage Ln Ne, Rockford, MI worth?

The TopHap Estimate for 6987 W Cottage Ln Ne, Rockford, MI is $447,151 as of Jun 23, 2026. The likely range is $415,850 to $478,451. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 6987 W Cottage Ln Ne, Rockford, MI last sell?

6987 W Cottage Ln Ne, Rockford, MI last sold on Mar 31, 2021 for $314,000, according to the county's recorded deed.

How big is 6987 W Cottage Ln Ne, Rockford, MI?

6987 W Cottage Ln Ne, Rockford, MI has 5 bedrooms, 3.5 bathrooms, 2,014 square feet of living space and a 1.00-acre lot.

When was 6987 W Cottage Ln Ne, Rockford, MI built?

6987 W Cottage Ln Ne, Rockford, MI was built in 2020, making it 6 years old. It is a condo/apartment home. The building has 2 stories.

What schools serve 6987 W Cottage Ln Ne, Rockford, MI?

6987 W Cottage Ln Ne, Rockford, MI is assigned to Crestwood Elementary School (elementary), rated A; East Rockford Middle School (middle), rated A; Rockford High School (high), rated A. All sit in Rockford Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 6987 W Cottage Ln Ne, Rockford, MI compare to other homes in Rockford 49341?

Among the 14,387 homes in Rockford 49341, it is worth more than 45% of them ($447,151 against a typical $465,874), its price per square foot is higher than 14% of them ($222 against a typical $285), it is bigger than 72% of them (2,014 ft² against a typical 1,633 ft²), its lot is bigger than 57% of them (1 ac against a typical 0.92 ac) and it is newer than 96% of them (2020 against a typical 1995). Measured against all of Kent County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 6987 W Cottage Ln Ne, Rockford, MI?

The 2025 property tax bill for 6987 W Cottage Ln Ne, Rockford, MI was $3,887. The county assessed it at $211,200.

Closest homes

More homes in Rockford 49341

Assigned schools

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