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Single Family ResidenceResidential
$813,162$229 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

699 RIVER FRONT RIDGE DR

WEST JEFFERSON, NC 28694
0
Baths
3,552 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.21 ac
Lot SizeThe size of the land the home sits on, from county records.
2019
Year BuiltThe year the home was originally built, according to county records.

Valuation

$813K
$674K low$952K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$369,162
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$295,330
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$444,000
BRANCH BANKING AND TRUST CO · recorded Oct 3, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,014 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$939,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$904,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$939,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyASHE
Lot (acres)The size of the land the home sits on, from county records.1.21
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ashe County High SchoolC-
High · Grades 9–12 · 4.4 mi
E
Mountain View Elementary SchoolB+
Elementary · Grades PK–6 · 5.0 mi
M
Ashe County Middle SchoolA+
Middle · Grades 7–8 · 8.8 mi

District: Ashe County Schools

Neighborhood · ZIP 28694These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.97

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.73%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.7,236
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.109 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,028
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,384
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

699 River Front Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in West Jefferson 28694
  • Bigger than 95% of homes in West Jefferson 28694
  • Newer than 97% of homes in Ashe County

What homes are worth in West Jefferson 28694

Each bar is how many homes fall in that price range. The marker is this home.

This home
$62K$1.1M

This home is worth more than 92% of homes in West Jefferson 28694.

How it measures up in West Jefferson 28694

The dot is this home. The mark in the middle is the typical home in West Jefferson 28694.

Estimated value$813,162
CheaperTypical $358,918Pricier

Pricier than 92% of homes nearby

Price per ft²$229
CheaperTypical $233Pricier

Pricier than 49% of homes nearby

Living area3,552 ft²
SmallerTypical 1,550 ft²Bigger

Bigger than 95% of homes nearby

Lot size1.21 ac
SmallerTypical 1 acBigger

Bigger than 61% of homes nearby

Year built2019
OlderTypical 1989Newer

Newer than 96% of homes nearby

How 699 River Front Ridge Dr ranks against every home in each area.
MeasureThis homeWest Jefferson 28694Ashe County
Estimated valuepricier than$813,16292% of homes91% of homes
Price per ft²pricier than$22949% of homes45% of homes
Living areabigger than3,552 ft²95% of homes95% of homes
Lot sizebigger than1.21 ac61% of homes48% of homes
Year builtnewer than201996% of homes97% of homes

About 699 River Front Ridge Dr

How much is 699 River Front Ridge Dr, West Jefferson, NC worth?

The TopHap Estimate for 699 River Front Ridge Dr, West Jefferson, NC is $813,162 as of Jul 14, 2026. The likely range is $674,472 to $951,852. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 699 River Front Ridge Dr, West Jefferson, NC last sell?

699 River Front Ridge Dr, West Jefferson, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 699 River Front Ridge Dr, West Jefferson, NC?

699 River Front Ridge Dr, West Jefferson, NC has 3,552 square feet of living space and a 1.21-acre lot.

When was 699 River Front Ridge Dr, West Jefferson, NC built?

699 River Front Ridge Dr, West Jefferson, NC was built in 2019, making it 7 years old. It is a conventional home.

What schools serve 699 River Front Ridge Dr, West Jefferson, NC?

699 River Front Ridge Dr, West Jefferson, NC is assigned to Ashe County High School (high), rated C-; Mountain View Elementary School (elementary), rated B+; Ashe County Middle School (middle), rated A+. All sit in Ashe County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 699 River Front Ridge Dr, West Jefferson, NC compare to other homes in West Jefferson 28694?

Among the 4,868 homes in West Jefferson 28694, it is worth more than 92% of them ($813,162 against a typical $358,918), its price per square foot is higher than 49% of them ($229 against a typical $233), it is bigger than 95% of them (3,552 ft² against a typical 1,550 ft²), its lot is bigger than 61% of them (1.21 ac against a typical 1 ac) and it is newer than 96% of them (2019 against a typical 1989). Measured against all of Ashe County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 699 River Front Ridge Dr, West Jefferson, NC?

The 2025 property tax bill for 699 River Front Ridge Dr, West Jefferson, NC was $5,014. The county assessed it at $939,000.

More homes on River Front Ridge Dr

Closest homes

More homes in West Jefferson 28694

Assigned schools

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