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Rural ResidenceResidential
$602,285$280 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

700 ROCK BLUFF RD

SAINT JO, TX 76265
3
Beds
2
Baths
2,148 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$602K
$560K low$645K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$462,285
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$369,828
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.27%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$140,000
NASCOGA FCU · recorded Feb 3, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,312 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$381,343 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$346,675
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$395,263

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyCOOKE
Lot (acres)The size of the land the home sits on, from county records.1.00
ConstructionThe main material the home's frame and walls are built from.Brick
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 336 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Saint Jo High SchoolB
Middle · Grades 7–12 · 7.9 mi
E
Saint Jo Elementary SchoolB
Elementary · Grades PK–6 · 7.9 mi

District: Saint Jo Independent School District

Neighborhood · ZIP 76265These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.154
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.76%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.2,422
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.13 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,453
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,349
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

700 Rock Bluff Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Saint Jo 76265
  • Costs more per square foot than 83% of homes in Saint Jo 76265
  • Bigger than 74% of homes in Saint Jo 76265
  • Has a bigger lot than 72% of homes in Cooke County
  • Newer than 82% of homes in Saint Jo 76265

What homes are worth in Saint Jo 76265

Each bar is how many homes fall in that price range. The marker is this home.

This home
$70K$1.5M

This home is worth more than 86% of homes in Saint Jo 76265.

How it measures up in Saint Jo 76265

The dot is this home. The mark in the middle is the typical home in Saint Jo 76265.

Estimated value$602,285
CheaperTypical $232,508Pricier

Pricier than 86% of homes nearby

Price per ft²$280
CheaperTypical $147Pricier

Pricier than 83% of homes nearby

Living area2,148 ft²
SmallerTypical 1,556 ft²Bigger

Bigger than 74% of homes nearby

Lot size1 ac
SmallerTypical 2.87 acBigger

Bigger than 33% of homes nearby

Year built2007
OlderTypical 1976Newer

Newer than 82% of homes nearby

How 700 Rock Bluff Rd ranks against every home in each area.
MeasureThis homeSaint Jo 76265Cooke County
Estimated valuepricier than$602,28586% of homes78% of homes
Price per ft²pricier than$28083% of homes78% of homes
Living areabigger than2,148 ft²74% of homes73% of homes
Lot sizebigger than1 ac33% of homes72% of homes
Year builtnewer than200782% of homes74% of homes

About 700 Rock Bluff Rd

How much is 700 Rock Bluff Rd, Saint Jo, TX worth?

The TopHap Estimate for 700 Rock Bluff Rd, Saint Jo, TX is $602,285 as of Jul 14, 2026. The likely range is $559,705 to $644,865. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 700 Rock Bluff Rd, Saint Jo, TX last sell?

700 Rock Bluff Rd, Saint Jo, TX last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 700 Rock Bluff Rd, Saint Jo, TX?

700 Rock Bluff Rd, Saint Jo, TX has 3 bedrooms, 2 bathrooms, 2,148 square feet of living space and a 1.00-acre lot.

When was 700 Rock Bluff Rd, Saint Jo, TX built?

700 Rock Bluff Rd, Saint Jo, TX was built in 2007, making it 19 years old.

What schools serve 700 Rock Bluff Rd, Saint Jo, TX?

700 Rock Bluff Rd, Saint Jo, TX is assigned to Saint Jo High School (middle), rated B; Saint Jo Elementary School (elementary), rated B. All sit in Saint Jo Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 700 Rock Bluff Rd, Saint Jo, TX compare to other homes in Saint Jo 76265?

Among the 813 homes in Saint Jo 76265, it is worth more than 86% of them ($602,285 against a typical $232,508), its price per square foot is higher than 83% of them ($280 against a typical $147), it is bigger than 74% of them (2,148 ft² against a typical 1,556 ft²), its lot is bigger than 33% of them (1 ac against a typical 2.87 ac) and it is newer than 82% of them (2007 against a typical 1976). Measured against all of Cooke County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 700 Rock Bluff Rd, Saint Jo, TX?

The 2025 property tax bill for 700 Rock Bluff Rd, Saint Jo, TX was $6,312. The county assessed it at $381,343.

Closest homes

More homes in Saint Jo 76265

Assigned schools

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