Skip to content
Skip to content
TopHapOpen in map
Rural ResidenceResidential
$902,697$353 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

851 ROCK BLUFF RD

SAINT JO, TX 76265
0
Baths
2,557 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
100 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$903K
$798K low$1M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$902,697
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$722,158

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$526 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$298,160 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$244,370
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,329,210

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyMontague
Lot (acres)The size of the land the home sits on, from county records.100.00
HeatingThe type of heating system in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 700 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Saint Jo High SchoolB
High · Grades 7–12 · 8.0 mi
E
Saint Jo Elementary SchoolB
Elementary · Grades PK–6 · 8.1 mi

District: Saint Jo Independent School District

Neighborhood · ZIP 76265These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.154
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.76%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.2,422
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.13 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,453
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,349
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

851 Rock Bluff Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Montague County
  • Costs more per square foot than 92% of homes in Montague County
  • Bigger than 84% of homes in Saint Jo 76265
  • Has a bigger lot than 96% of homes in Montague County

What homes are worth in Saint Jo 76265

Each bar is how many homes fall in that price range. The marker is this home.

This home
$70K$1.5M

This home is worth more than 94% of homes in Saint Jo 76265.

How it measures up in Saint Jo 76265

The dot is this home. The mark in the middle is the typical home in Saint Jo 76265.

Estimated value$902,697
CheaperTypical $232,508Pricier

Pricier than 94% of homes nearby

Price per ft²$353
CheaperTypical $147Pricier

Pricier than 89% of homes nearby

Living area2,557 ft²
SmallerTypical 1,556 ft²Bigger

Bigger than 84% of homes nearby

Lot size100 ac
SmallerTypical 2.87 acBigger

Bigger than 93% of homes nearby

Year built1980
OlderTypical 1976Newer

Newer than 54% of homes nearby

How 851 Rock Bluff Rd ranks against every home in each area.
MeasureThis homeSaint Jo 76265Montague County
Estimated valuepricier than$902,69794% of homes95% of homes
Price per ft²pricier than$35389% of homes92% of homes
Living areabigger than2,557 ft²84% of homes84% of homes
Lot sizebigger than100 ac93% of homes96% of homes
Year builtnewer than198054% of homes50% of homes

About 851 Rock Bluff Rd

How much is 851 Rock Bluff Rd, Saint Jo, TX worth?

The TopHap Estimate for 851 Rock Bluff Rd, Saint Jo, TX is $902,697 as of Jul 14, 2026. The likely range is $797,974 to $1,007,420. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 851 Rock Bluff Rd, Saint Jo, TX?

851 Rock Bluff Rd, Saint Jo, TX has 2,557 square feet of living space and a 100.00-acre lot.

When was 851 Rock Bluff Rd, Saint Jo, TX built?

851 Rock Bluff Rd, Saint Jo, TX was built in 1980, making it 46 years old. The building has 1 story.

What schools serve 851 Rock Bluff Rd, Saint Jo, TX?

851 Rock Bluff Rd, Saint Jo, TX is assigned to Saint Jo High School (high), rated B; Saint Jo Elementary School (elementary), rated B. All sit in Saint Jo Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 851 Rock Bluff Rd, Saint Jo, TX compare to other homes in Saint Jo 76265?

Among the 813 homes in Saint Jo 76265, it is worth more than 94% of them ($902,697 against a typical $232,508), its price per square foot is higher than 89% of them ($353 against a typical $147), it is bigger than 84% of them (2,557 ft² against a typical 1,556 ft²), its lot is bigger than 93% of them (100 ac against a typical 2.87 ac) and it is newer than 54% of them (1980 against a typical 1976). Measured against all of Montague County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 851 Rock Bluff Rd, Saint Jo, TX?

The 2025 property tax bill for 851 Rock Bluff Rd, Saint Jo, TX was $526. The county assessed it at $298,160.

Closest homes

More homes in Saint Jo 76265

Assigned schools

Explore the area

See this home in context

Open 851 Rock Bluff Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map