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Single Family ResidenceResidential
$219,727$157 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

703 STATE ROUTE 38

LOCKE, NY 13092
3
Beds
2
Baths
1,400 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.6 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$220K
$200K low$239K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,875 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$146,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$28,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$118,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$146,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$206,197

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
53
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCayuga
Lot (acres)The size of the land the home sits on, from county records.3.60
HeatingThe type of heating system in the home.Hot Water
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 268 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Millard Fillmore Elementary SchoolD+
Elementary · Grades PK–5 · 3.6 mi
M
Moravia Junior-Senior High SchoolB+
Middle · Grades 6–12 · 3.9 mi

District: Moravia Central School District

Neighborhood · ZIP 13092These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,990
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.62 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,950
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,297
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

703 State Route 38 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 66% of homes in Cayuga County
  • Has a bigger lot than 79% of homes in Cayuga County
  • Newer than 90% of homes in Cayuga County

What homes are worth in Locke 13092

Each bar is how many homes fall in that price range. The marker is this home.

This home
$81K$474K

This home is worth more than 51% of homes in Locke 13092.

How it measures up in Locke 13092

The dot is this home. The mark in the middle is the typical home in Locke 13092.

Estimated value$219,727
CheaperTypical $217,244Pricier

Pricier than 51% of homes nearby

Price per ft²$157
CheaperTypical $139Pricier

Pricier than 64% of homes nearby

Living area1,400 ft²
SmallerTypical 1,511 ft²Bigger

Bigger than 42% of homes nearby

Lot size3.6 ac
SmallerTypical 2.76 acBigger

Bigger than 58% of homes nearby

Year built2000
OlderTypical 1976Newer

Newer than 82% of homes nearby

How 703 State Route 38 ranks against every home in each area.
MeasureThis homeLocke 13092Cayuga County
Estimated valuepricier than$219,72751% of homes57% of homes
Price per ft²pricier than$15764% of homes66% of homes
Living areabigger than1,400 ft²42% of homes37% of homes
Lot sizebigger than3.6 ac58% of homes79% of homes
Year builtnewer than200082% of homes90% of homes

About 703 State Route 38

How much is 703 State Route 38, Locke, NY worth?

The TopHap Estimate for 703 State Route 38, Locke, NY is $219,727 as of Aug 30, 2026. The likely range is $200,351 to $239,103. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 703 State Route 38, Locke, NY last sell?

703 State Route 38, Locke, NY last sold on Sep 28, 2000, according to the county's recorded deed.

How big is 703 State Route 38, Locke, NY?

703 State Route 38, Locke, NY has 3 bedrooms, 2 bathrooms, 1,400 square feet of living space and a 3.60-acre lot.

When was 703 State Route 38, Locke, NY built?

703 State Route 38, Locke, NY was built in 2000, making it 26 years old. It is a ranch home. The building has 1 story.

What schools serve 703 State Route 38, Locke, NY?

703 State Route 38, Locke, NY is assigned to Millard Fillmore Elementary School (elementary), rated D+; Moravia Junior-Senior High School (middle), rated B+. All sit in Moravia Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 703 State Route 38, Locke, NY compare to other homes in Locke 13092?

Among the 964 homes in Locke 13092, it is worth more than 51% of them ($219,727 against a typical $217,244), its price per square foot is higher than 64% of them ($157 against a typical $139), it is bigger than 42% of them (1,400 ft² against a typical 1,511 ft²), its lot is bigger than 58% of them (3.6 ac against a typical 2.76 ac) and it is newer than 82% of them (2000 against a typical 1976). Measured against all of Cayuga County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 703 State Route 38, Locke, NY?

The 2025 property tax bill for 703 State Route 38, Locke, NY was $3,875. The county assessed it at $146,400.

More homes on State Route 38

Closest homes

More homes in Locke 13092

Assigned schools

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