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Single Family ResidentialResidential
$432,209$268 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

704 CHARLES PL NW

LOS RANCHOS, NM 87107
3
Beds
1
Baths
1,615 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1956
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$432K
$389K low$475K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$222,209
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$177,767
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.50%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$210,000
ACADEMY MORTGAGE CORP · recorded Nov 19, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,937 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$127,542 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$17,715
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$109,827
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$123,828
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$382,666

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
80
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
53
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
5
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.25 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyBernalillo
Lot (acres)The size of the land the home sits on, from county records.0.33
RoofThe main material covering the roof, such as asphalt shingle or tile.Roll Tar & Gravel
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Taft Middle SchoolC-
Middle · Grades 6–8 · 0.3 mi
E
Los Ranchos Elementary SchoolB
Elementary · Grades PK–5 · 0.8 mi
H
Valley High SchoolC
High · Grades 9–12 · 2.6 mi

District: Albuquerque Public Schools

Neighborhood · ZIP 87107These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.132

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.30,020
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,984 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,304
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,960
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.9 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.76%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

704 Charles Pl Nw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Bernalillo County
  • Costs more per square foot than 89% of homes in Bernalillo County
  • Smaller than 68% of homes in Alameda North Valley
  • Has a bigger lot than 84% of homes in Bernalillo County
  • Older than 81% of homes in Bernalillo County

What homes are worth in Albuquerque 87107

Each bar is how many homes fall in that price range. The marker is this home.

This home
$170K$1.8M

This home is worth more than 68% of homes in Albuquerque 87107.

How it measures up in Albuquerque 87107

The dot is this home. The mark in the middle is the typical home in Albuquerque 87107.

Estimated value$432,209
CheaperTypical $329,844Pricier

Pricier than 68% of homes nearby

Price per ft²$268
CheaperTypical $213Pricier

Pricier than 81% of homes nearby

Living area1,615 ft²
SmallerTypical 1,690 ft²Bigger

Bigger than 47% of homes nearby

Lot size0.33 ac
SmallerTypical 0.23 acBigger

Bigger than 68% of homes nearby

Year built1956
OlderTypical 1961Newer

Newer than 43% of homes nearby

How 704 Charles Pl Nw ranks against every home in each area.
MeasureThis homeAlameda North ValleyAlbuquerque 87107Bernalillo County
Estimated valuepricier than$432,20949% of homes68% of homes74% of homes
Price per ft²pricier than$26872% of homes81% of homes89% of homes
Living areabigger than1,615 ft²32% of homes47% of homes44% of homes
Lot sizebigger than0.33 ac36% of homes68% of homes84% of homes
Year builtnewer than195630% of homes43% of homes19% of homes

About 704 Charles Pl Nw

How much is 704 Charles Pl Nw, Los Ranchos, NM worth?

The TopHap Estimate for 704 Charles Pl Nw, Los Ranchos, NM is $432,209 as of Jul 14, 2026. The likely range is $389,195 to $475,223. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 704 Charles Pl Nw, Los Ranchos, NM last sell?

704 Charles Pl Nw, Los Ranchos, NM last sold on Nov 19, 2021, according to the county's recorded deed.

How big is 704 Charles Pl Nw, Los Ranchos, NM?

704 Charles Pl Nw, Los Ranchos, NM has 3 bedrooms, 1 bathrooms, 1,615 square feet of living space and a 0.33-acre lot.

When was 704 Charles Pl Nw, Los Ranchos, NM built?

704 Charles Pl Nw, Los Ranchos, NM was built in 1956, making it 70 years old. The building has 1 story.

What schools serve 704 Charles Pl Nw, Los Ranchos, NM?

704 Charles Pl Nw, Los Ranchos, NM is assigned to Taft Middle School (middle), rated C-; Los Ranchos Elementary School (elementary), rated B; Valley High School (high), rated C. All sit in Albuquerque Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 704 Charles Pl Nw, Los Ranchos, NM compare to other homes in Albuquerque 87107?

Among the 10,945 homes in Albuquerque 87107, it is worth more than 68% of them ($432,209 against a typical $329,844), its price per square foot is higher than 81% of them ($268 against a typical $213), it is bigger than 47% of them (1,615 ft² against a typical 1,690 ft²), its lot is bigger than 68% of them (0.33 ac against a typical 0.23 ac) and it is newer than 43% of them (1956 against a typical 1961). Measured against all of Bernalillo County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 704 Charles Pl Nw, Los Ranchos, NM?

The 2025 property tax bill for 704 Charles Pl Nw, Los Ranchos, NM was $4,937. The county assessed it at $127,542.

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