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Single Family ResidenceResidential
$264,798$118 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

7046 RIVER VALLEY RD

MECHANICSVILLE, VA 23111
3
Beds
2.5
Baths
2,245 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$265K
$204K low$326K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$20,818
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$16,654
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.85%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$193,980
AMERISAVE MORTGAGE CORPORATION · R · recorded Oct 20, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
TRUIST BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,289 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$406,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$85,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$321,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$365,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$406,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
15
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
75
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.2 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyHANOVER
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.GazeboDeck · 317 ft²Shed · 120 ft²Patio · 330 ft²Porch · 110 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mechanicsville Elementary SchoolB-
Elementary · Grades PK–5 · 1.6 mi
H
Mechanicsville High SchoolC+
High · Grades 9–12 · 1.9 mi
M
Bell Creek Middle SchoolB-
Middle · Grades 6–8 · 2.1 mi

District: Hanover County Public Schools

Neighborhood · ZIP 23111These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.40,486
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.514 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$95,316
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$119,509
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

7046 River Valley Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Hanover County
  • Costs less per square foot than 98% of homes in Mechanicsville 23111
  • Bigger than 76% of homes in Mechanicsville 23111
  • Has a smaller lot than 87% of homes in Hanover County

What homes are worth in Mechanicsville 23111

Each bar is how many homes fall in that price range. The marker is this home.

This home
$182K$733K

This home is worth more than 30% of homes in Mechanicsville 23111.

How it measures up in Mechanicsville 23111

The dot is this home. The mark in the middle is the typical home in Mechanicsville 23111.

Estimated value$264,798
CheaperTypical $312,164Pricier

Pricier than 30% of homes nearby

Price per ft²$118
CheaperTypical $178Pricier

Pricier than 2% of homes nearby

Living area2,245 ft²
SmallerTypical 1,702 ft²Bigger

Bigger than 76% of homes nearby

Lot size0.21 ac
SmallerTypical 0.45 acBigger

Bigger than 14% of homes nearby

Year built1989
OlderTypical 1988Newer

Newer than 54% of homes nearby

How 7046 River Valley Rd ranks against every home in each area.
MeasureThis homeMechanicsville 23111Hanover County
Estimated valuepricier than$264,79830% of homes22% of homes
Price per ft²pricier than$1182% of homes2% of homes
Living areabigger than2,245 ft²76% of homes61% of homes
Lot sizebigger than0.21 ac14% of homes13% of homes
Year builtnewer than198954% of homes45% of homes

About 7046 River Valley Rd

How much is 7046 River Valley Rd, Mechanicsville, VA worth?

The TopHap Estimate for 7046 River Valley Rd, Mechanicsville, VA is $264,798 as of Jul 14, 2026. The likely range is $203,996 to $325,600. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 7046 River Valley Rd, Mechanicsville, VA last sell?

7046 River Valley Rd, Mechanicsville, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 7046 River Valley Rd, Mechanicsville, VA?

7046 River Valley Rd, Mechanicsville, VA has 3 bedrooms, 2.5 bathrooms, 2,245 square feet of living space and a 0.21-acre lot.

When was 7046 River Valley Rd, Mechanicsville, VA built?

7046 River Valley Rd, Mechanicsville, VA was built in 1989, making it 37 years old. It is a colonial home. The building has 2 stories.

What schools serve 7046 River Valley Rd, Mechanicsville, VA?

7046 River Valley Rd, Mechanicsville, VA is assigned to Mechanicsville Elementary School (elementary), rated B-; Mechanicsville High School (high), rated C+; Bell Creek Middle School (middle), rated B-. All sit in Hanover County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 7046 River Valley Rd, Mechanicsville, VA compare to other homes in Mechanicsville 23111?

Among the 15,232 homes in Mechanicsville 23111, it is worth more than 30% of them ($264,798 against a typical $312,164), its price per square foot is higher than 2% of them ($118 against a typical $178), it is bigger than 76% of them (2,245 ft² against a typical 1,702 ft²), its lot is bigger than 14% of them (0.21 ac against a typical 0.45 ac) and it is newer than 54% of them (1989 against a typical 1988). Measured against all of Hanover County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 7046 River Valley Rd, Mechanicsville, VA?

The 2026 property tax bill for 7046 River Valley Rd, Mechanicsville, VA was $3,289. The county assessed it at $406,100.

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Assigned schools

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