Skip to content
Skip to content
TopHapOpen in map
Financial BuildingCommercial
Last sold for $685,000 on Sep 24, 2012

705 GRAND AVE

SPENCER, IA 51301
0
Baths
11,312 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$685,000 · Sep 24, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$67,824 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$2,038,980 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$498,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,540,580
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,983,920
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$2,038,980

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.5 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Financial Building
CountyCLAY
Lot (acres)The size of the land the home sits on, from county records.1.22
RoofThe main material covering the roof, such as asphalt shingle or tile.Urethane
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Spencer High SchoolA-
High · Grades 9–12 · 0.7 mi
E
Fairview Park Elementary SchoolB+
Elementary · Grades 1–2 · 0.8 mi
M
Spencer Middle SchoolB-
Middle · Grades 7–8 · 1.0 mi

District: Spencer Community School District

Neighborhood · ZIP 51301These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.12,636
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.80 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,520
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,070
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

705 Grand Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the largest homes in Clay County
  • Has a bigger lot than 87% of homes in Spencer 51301
  • Newer than 82% of homes in Clay County

How it measures up in Spencer 51301

The dot is this home. The mark in the middle is the typical home in Spencer 51301.

Living area11,312 ft²
SmallerTypical 1,366 ft²Bigger

Bigger than almost all homes nearby

Lot size1.22 ac
SmallerTypical 0.23 acBigger

Bigger than 87% of homes nearby

Year built1984
OlderTypical 1958Newer

Newer than 80% of homes nearby

How 705 Grand Ave ranks against every home in each area.
MeasureThis homeSpencer 51301Clay County
Living areabigger than11,312 ft²almost all homesalmost all homes
Lot sizebigger than1.22 ac87% of homes77% of homes
Year builtnewer than198480% of homes82% of homes

About 705 Grand Ave

When did 705 Grand Ave, Spencer, IA last sell?

705 Grand Ave, Spencer, IA last sold on Sep 24, 2012 for $685,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 705 Grand Ave, Spencer, IA?

705 Grand Ave, Spencer, IA has 11,312 square feet of living space and a 1.22-acre lot.

When was 705 Grand Ave, Spencer, IA built?

705 Grand Ave, Spencer, IA was built in 1984, making it 42 years old. The building has 1 story.

What schools serve 705 Grand Ave, Spencer, IA?

705 Grand Ave, Spencer, IA is assigned to Spencer High School (high), rated A-; Fairview Park Elementary School (elementary), rated B+; Spencer Middle School (middle), rated B-. All sit in Spencer Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 705 Grand Ave, Spencer, IA compare to other homes in Spencer 51301?

Among the 5,011 homes in Spencer 51301, it is bigger than almost all of them (11,312 ft² against a typical 1,366 ft²), its lot is bigger than 87% of them (1.22 ac against a typical 0.23 ac) and it is newer than 80% of them (1984 against a typical 1958). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 705 Grand Ave, Spencer, IA?

The 2025 property tax bill for 705 Grand Ave, Spencer, IA was $67,824. The county assessed it at $2,038,980.

More homes on Grand Ave

Closest homes

More homes in Spencer 51301

Assigned schools

Explore the area

See this home in context

Open 705 Grand Ave on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map