Skip to content
Skip to content
TopHapOpen in map
CondominiumResidential
$220,217$158 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $20,000 on Sep 11, 2014

707 SPRUCE DR SW

INDEPENDENCE, IA 50644
2
Beds
3 / 2
Baths
1,396 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,742 ft²
Lot SizeThe size of the land the home sits on, from county records.
2014
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$220K
$177K low$263K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$20,000 · Sep 11, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,000 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$214,020 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,180
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$198,840
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$188,810
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$214,020

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
71
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
59
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyBUCHANAN
Lot (acres)The size of the land the home sits on, from county records.0.04
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
East Elementary School
Elementary · Grades KG–2 · 1.1 mi
M
Independence Junior Senior High SchoolC
Middle · Grades 7–12 · 1.1 mi

District: Independence Community School District

Neighborhood · ZIP 50644These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.9,834
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.67 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,940
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,980
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

707 Spruce Dr Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the smallest lots in Independence 50644
  • Newer than 94% of homes in Buchanan County

What homes are worth in Independence 50644

Each bar is how many homes fall in that price range. The marker is this home.

This home
$67K$648K

This home is worth more than 53% of homes in Independence 50644.

How it measures up in Independence 50644

The dot is this home. The mark in the middle is the typical home in Independence 50644.

Estimated value$220,217
CheaperTypical $212,079Pricier

Pricier than 53% of homes nearby

Price per ft²$158
CheaperTypical $158Pricier

Pricier than 50% of homes nearby

Living area1,396 ft²
SmallerTypical 1,426 ft²Bigger

Bigger than 47% of homes nearby

Lot size1,742 ft²
SmallerTypical 0.31 acBigger

Smaller than almost all homes nearby

Year built2014
OlderTypical 1962Newer

Newer than 92% of homes nearby

How 707 Spruce Dr Sw ranks against every home in each area.
MeasureThis homeIndependence 50644Buchanan County
Estimated valuepricier than$220,21753% of homes56% of homes
Price per ft²pricier than$15850% of homes55% of homes
Living areabigger than1,396 ft²47% of homes46% of homes
Lot sizebigger than1,742 ft²almost no homesalmost no homes
Year builtnewer than201492% of homes94% of homes

About 707 Spruce Dr Sw

How much is 707 Spruce Dr Sw, Independence, IA worth?

The TopHap Estimate for 707 Spruce Dr Sw, Independence, IA is $220,217 as of Aug 30, 2026. The likely range is $177,134 to $263,300. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 707 Spruce Dr Sw, Independence, IA last sell?

707 Spruce Dr Sw, Independence, IA last sold on Sep 11, 2014 for $20,000, according to the county's recorded deed.

How big is 707 Spruce Dr Sw, Independence, IA?

707 Spruce Dr Sw, Independence, IA has 2 bedrooms, 3 bathrooms, 1,396 square feet of living space and a 0.04-acre lot.

When was 707 Spruce Dr Sw, Independence, IA built?

707 Spruce Dr Sw, Independence, IA was built in 2014, making it 12 years old. It is a condo/apartment home. The building has 1 story.

What schools serve 707 Spruce Dr Sw, Independence, IA?

707 Spruce Dr Sw, Independence, IA is assigned to East Elementary School (elementary); Independence Junior Senior High School (middle), rated C. All sit in Independence Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 707 Spruce Dr Sw, Independence, IA compare to other homes in Independence 50644?

Among the 3,659 homes in Independence 50644, it is worth more than 53% of them ($220,217 against a typical $212,079), its price per square foot is higher than 50% of them ($158 against a typical $158), it is bigger than 47% of them (1,396 ft² against a typical 1,426 ft²), its lot is bigger than almost none of them (1,742 ft² against a typical 0.31 ac) and it is newer than 92% of them (2014 against a typical 1962). Measured against all of Buchanan County, it is worth more than 56% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 707 Spruce Dr Sw, Independence, IA?

The 2025 property tax bill for 707 Spruce Dr Sw, Independence, IA was $4,000. The county assessed it at $214,020.

More homes on Spruce Dr Sw

Closest homes

More homes in Independence 50644

Assigned schools

Explore the area

See this home in context

Open 707 Spruce Dr Sw on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map