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Single Family ResidenceResidential
$362,940$266 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $249,900 on Dec 6, 2019

709 RUBY WAY

WHITE BLUFF, TN 37187
3
Baths
1,365 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.38 ac
Lot SizeThe size of the land the home sits on, from county records.
2019
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$363K
$335K low$391K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$249,900 · Dec 6, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$322,940
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$258,352
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.11%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,000
ASCEND FCU · recorded Aug 9, 2024

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$92,625 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,425
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$70,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$92,625
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$370,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.23 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDickson
Lot (acres)The size of the land the home sits on, from county records.1.38
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 120 ft²Patio · 120 ft²Porch · 97 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
William James Middle SchoolB
Middle · Grades 6–8 · 1.2 mi
E
White Bluff Elementary SchoolB+
Elementary · Grades PK–5 · 2.1 mi
H
Creek Wood High SchoolC
High · Grades 9–12 · 6.0 mi

District: Dickson County School District

Neighborhood · ZIP 37187These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.71

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.8,245
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.115 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,312
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,120
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

709 Ruby Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 74% of homes in White Bluff 37187
  • Newer than 91% of homes in Dickson County

What homes are worth in White Bluff 37187

Each bar is how many homes fall in that price range. The marker is this home.

This home
$148K$883K

This home is worth more than 59% of homes in White Bluff 37187.

How it measures up in White Bluff 37187

The dot is this home. The mark in the middle is the typical home in White Bluff 37187.

Estimated value$362,940
CheaperTypical $343,141Pricier

Pricier than 59% of homes nearby

Price per ft²$266
CheaperTypical $238Pricier

Pricier than 74% of homes nearby

Living area1,365 ft²
SmallerTypical 1,424 ft²Bigger

Bigger than 44% of homes nearby

Lot size1.38 ac
SmallerTypical 1.2 acBigger

Bigger than 54% of homes nearby

Year built2019
OlderTypical 1994Newer

Newer than 88% of homes nearby

How 709 Ruby Way ranks against every home in each area.
MeasureThis homeWhite Bluff 37187Dickson County
Estimated valuepricier than$362,94059% of homes50% of homes
Price per ft²pricier than$26674% of homes67% of homes
Living areabigger than1,365 ft²44% of homes41% of homes
Lot sizebigger than1.38 ac54% of homes50% of homes
Year builtnewer than201988% of homes91% of homes

About 709 Ruby Way

How much is 709 Ruby Way, White Bluff, TN worth?

The TopHap Estimate for 709 Ruby Way, White Bluff, TN is $362,940 as of Jul 14, 2026. The likely range is $334,674 to $391,206. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 709 Ruby Way, White Bluff, TN last sell?

709 Ruby Way, White Bluff, TN last sold on Dec 6, 2019 for $249,900, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 709 Ruby Way, White Bluff, TN?

709 Ruby Way, White Bluff, TN has 3 bathrooms, 1,365 square feet of living space and a 1.38-acre lot.

When was 709 Ruby Way, White Bluff, TN built?

709 Ruby Way, White Bluff, TN was built in 2019, making it 7 years old. The building has 1 story.

What schools serve 709 Ruby Way, White Bluff, TN?

709 Ruby Way, White Bluff, TN is assigned to William James Middle School (middle), rated B; White Bluff Elementary School (elementary), rated B+; Creek Wood High School (high), rated C. All sit in Dickson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 709 Ruby Way, White Bluff, TN compare to other homes in White Bluff 37187?

Among the 3,274 homes in White Bluff 37187, it is worth more than 59% of them ($362,940 against a typical $343,141), its price per square foot is higher than 74% of them ($266 against a typical $238), it is bigger than 44% of them (1,365 ft² against a typical 1,424 ft²), its lot is bigger than 54% of them (1.38 ac against a typical 1.2 ac) and it is newer than 88% of them (2019 against a typical 1994). Measured against all of Dickson County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in White Bluff 37187

Assigned schools

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